Affirm Holdings Inc (AFRM)

Currency in USD
74.09
+4.15(+5.93%)
Closed·
74.12+0.03(+0.04%)
·
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Fair Value
Day's Range
69.2474.93
52 wk Range
42.1093.20
Key Statistics
Prev. Close
69.94
Open
69.37
Day's Range
69.24-74.93
52 wk Range
42.1-93.2
Volume
5.86M
Average Volume (3m)
4.41M
1-Year Change
-9.8881%
Book Value / Share
16.37
Fair Value
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Fair Value Upside
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AFRM Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
99.66
Upside
+34.51%
Members' Sentiments
Bearish
Bullish
ProTips
Stock has taken a big hit over the last week

Affirm Holdings Inc News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Neutral

Analyst Ratings

24 Buy
9 Hold
0 Sell
Ratings:
33 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 99.66
(+34.51% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Scotiabank
Buy95.00+28.22%-New CoverageSep 01, 2026
Cantor Fitzgerald
Buy97.00+30.92%88.00MaintainAug 31, 2026
Bernstein SocGen Group
Buy110.00+48.47%100.00MaintainAug 31, 2026
Oppenheimer
Buy104.00+40.37%100.00MaintainAug 28, 2026
Cantor Fitzgerald
Buy88.00+18.77%88.00MaintainAug 28, 2026

Affirm Holdings Inc SWOT Analysis


BNPL Pioneer's Path
Affirm's journey as a Buy Now, Pay Later leader, showcasing impressive growth with a 38.8% year-over-year revenue increase and strategic partnerships
Financial Trajectory
Explore Affirm's path to profitability, with projections indicating positive EPS by fiscal year 2025 and analyst price targets ranging from $64 to $115
Market Dynamics
Delve into Affirm's competitive landscape, examining its position against traditional financial institutions and emerging fintech rivals in the evolving BNPL secto
Future-Focused Strategy
Learn about Affirm's innovative initiatives, including the Affirm Card and international expansion, poised to drive growth and diversify revenue streams
Read full SWOT analysis

Affirm Holdings Inc Earnings Call Summary for Q3/2026

  • Affirm Q3 FY2026 EPS of $0.30 beat estimates by 76.47%; revenue of $1.04B exceeded forecasts by 4.43%, driving 1.92% aftermarket stock gain
  • Funding costs declined 125 basis points YoY while credit quality remained stable with no increase in delinquencies, enhancing profitability
  • Affirm Card reached 4.4M users with 700K additions in Q3; merchant network expanded 44% as company pursues aggressive growth strategy
  • FY2026 revenue guidance set at $4.137B, FY2027 at $5.135B; projected EPS ranges from $0.90-$1.14 for upcoming quarters
  • CEO Levchin cited 'record-breaking' execution; risks include economic volatility, BNPL competition, regulatory changes, and Shopify partnership dependence
Last Updated: 05/08/2026, 11:50 AM
Read Full Transcript

Earnings

Latest Release
Aug 27, 2026
EPS / Forecast
4.62 / 0.85
Revenue / Forecast
1.17B / 1.11B
EPS Revisions
Last 90 days

AFRM Income Statement

Compare AFRM to Peers and Sector

Metrics to compare
AFRM
Peers
Sector
Relationship
P/E Ratio
13.0x45.1x9.7x
PEG Ratio
0.000.050.03
Price/Book
4.6x3.4x1.0x
Price / LTM Sales
5.9x2.2x3.0x
Upside (Analyst Target)
43.0%23.7%14.9%
Fair Value Upside
Unlock11.8%2.3%Unlock

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company’s commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company’s merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
152.09M45.41%11.32B
Other Institutional Investors
141.70M42.31%10.55B
Public Companies & Retail Investors
41.11M12.27%3.06B
Total
334.9M100.00%24.93B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Capital Research and Management Company14.67%49,115,7083,656,664
The Growth Fund of America6.99%23,392,7381,741,589

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FAQ

What Is the Affirm Holdings (AFRM) Stock Price Today?

The Affirm Holdings stock price today is 74.09 USD.

What Stock Exchange Does Affirm Holdings Trade On?

Affirm Holdings is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Affirm Holdings?

The stock symbol for Affirm Holdings is "AFRM."

What Is the Affirm Holdings Market Cap?

As of today, Affirm Holdings market cap is 23.60B USD.

What Is Affirm Holdings's Earnings Per Share (TTM)?

The Affirm Holdings EPS (TTM) is 5.53.

When Is the Next Affirm Holdings Earnings Date?

Affirm Holdings will release its next earnings report on Nov 11, 2026.

From a Technical Analysis Perspective, Is AFRM a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Affirm Holdings Stock Split?

Affirm Holdings has split 0 times.

How Many Employees Does Affirm Holdings Have?

Affirm Holdings has 2358 employees.

What is the current trading status of Affirm Holdings (AFRM)?

As of Sep 02, 2026, Affirm Holdings (AFRM) is trading at a price of 74.09 USD, with a previous close of 69.94 USD. The stock has fluctuated within a day range of 69.24 USD to 74.93 USD, while its 52-week range spans from 42.10 USD to 93.20 USD.

What Is Affirm Holdings (AFRM) Price Target According to Analysts?

The average 12-month price target for Affirm Holdings is 99.66 USD, with a high estimate of 124 USD and a low estimate of 67 USD. 24 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +34.51% Upside potential.

What Is the AFRM Premarket Price?

AFRM's last pre-market stock price is 69.36 USD. The pre-market share volume is 37,660.00, and the stock has decreased by -0.58, or -0.83%.

What Is the AFRM After Hours Price?

AFRM's last after hours stock price is 74.12 USD, the stock has decreased by 0.03, or 0.04%.
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