AI Lending Revolution | Explore Upstart's AI-driven platform, achieving 90% automation in unsecured loans and expanding into secured lending, reshaping credit accessibility |
Financial Rollercoaste | Delve into Upstart's journey towards profitability amidst economic headwinds, with projections of positive EBITDA by Q4 2024 |
Funding Fortification | Learn how Upstart secured $2.7 billion in funding sources, reducing reliance on volatile markets and strengthening its competitive position |
Analyst Perspectives | Discover varied analyst views on Upstart, with price targets ranging from $25 to $28, reflecting a balanced risk-reward scenario |
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Metrics to compare | UPST | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipUPSTPeersSector | |
---|---|---|---|---|
P/E Ratio | −23.5x | −0.4x | 8.7x | |
PEG Ratio | −0.82 | −0.04 | 0.03 | |
Price/Book | 8.0x | 1.8x | 1.0x | |
Price / LTM Sales | 8.2x | 1.5x | 2.7x | |
Upside (Analyst Target) | −43.3% | 31.4% | 10.7% | |
Fair Value Upside | Unlock | 21.4% | 2.9% | Unlock |