The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
BaaS Powerhouse | Explore The Bancorp's dominant position in Banking-as-a-Service, with a thriving payments business and strategic expansion into credit sponsorship |
Financial Resilience | Despite recent earnings miss, The Bancorp maintains strong capital position, aggressive share buybacks, and upward-revised full-year guidance |
Growth Trajectory | Delve into The Bancorp's multifaceted growth strategy, leveraging its payments infrastructure and entering new markets through credit sponsorship |
Risk & Opportunity | Analysts set $55 price target, balancing credit concerns with potential for scaling in payments and expansion in the evolving digital finance landscape |
Metrics to compare | TBBK | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipTBBKPeersSector | |
|---|---|---|---|---|
P/E Ratio | 9.7x | 10.8x | 9.8x | |
PEG Ratio | 0.66 | 1.65 | 0.03 | |
Price/Book | 3.2x | 1.4x | 1.0x | |
Price / LTM Sales | 4.2x | 3.6x | 2.8x | |
Upside (Analyst Target) | 42.3% | 16.3% | 20.0% | |
Fair Value Upside | Unlock | −1.2% | 2.7% | Unlock |