Univest Financial Corp (UVSP)

Currency in USD
40.47
+0.17(+0.42%)
Closed·
40.470.00(0.00%)
·
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Fair Value
Day's Range
40.1840.73
52 wk Range
28.2045.45
Key Statistics
Prev. Close
40.47
Open
40.18
Day's Range
40.18-40.73
52 wk Range
28.2-45.45
Volume
216.18K
Average Volume (3m)
223.07K
1-Year Change
36.9543%
Book Value / Share
34.41
Fair Value
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Fair Value Upside
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UVSP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
45.50
Upside
+12.43%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Univest Financial Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 45.50
(+12.43% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Keefe, Bruyette & Woods
Hold47.00+16.14%45.00MaintainJul 24, 2026
Stephens
Hold40.00-1.16%37.00MaintainMay 08, 2026
Keefe, Bruyette & Woods
Hold40.00-1.16%37.00MaintainApr 24, 2026
Keefe, Bruyette & Woods
Hold36.00-11.05%34.00MaintainFeb 03, 2026
Piper Sandler
Hold34.00-15.99%-New CoverageDec 03, 2025

Univest Financial Corp Earnings Call Summary for Q3/2026

  • Univest reported Q3 2026 EPS of $0.78, missing estimates of $0.98, due to a $14.4M charge-off on one commercial loan; shares fell 4.02% to $40.39.
  • Net interest income rose 10.5% YoY; core NIM improved to 3.55% from 3.53% QoQ, excluding seasonal liquidity distortions from public fund deposits.
  • Management raised FY net interest income growth guidance to 10-11% and expects core NIM to expand slightly into Q4 and potentially into 2027.
  • Non-performing assets fell to $51.4M from $63M in Q2; management characterized the charge-off as isolated, citing stable broader credit trends.
  • Company shifting strategy toward originate-and-sell mortgages and CRE construction lending to improve profitability and target 95-100% loan-to-deposit ratio.
Last Updated: 10/29/2026, 10:44 PM
Read Full Transcript

Earnings

Latest Release
Oct 28, 2026
EPS / Forecast
0.78 / 0.98
Revenue / Forecast
90.03M / 90.55M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.38
Dividend Yield
2.27%
Industry Median 2.77%
Annualized payout
0.92
Paid quarterly
5-Years Growth
+2.61%
Growth Streak

UVSP Income Statement

Compare UVSP to Peers and Sector

Metrics to compare
UVSP
Peers
Sector
Relationship
P/E Ratio
11.6x12.0x9.1x
PEG Ratio
0.940.530.03
Price/Book
1.2x1.8x1.0x
Price / LTM Sales
3.3x4.2x2.8x
Upside (Analyst Target)
12.4%13.0%18.4%
Fair Value Upside
Unlock13.9%4.1%Unlock

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

Sector
Financial
Employees
921

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
9.83M36.20%397.67M
Other Institutional Investors
12.72M46.85%514.66M
Public Companies & Retail Investors
4.60M16.95%186.18M
Total
27.14M100.00%1.1B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.12.59%3,417,251138,296
Dimensional Fund Advisors LP7.00%1,898,89976,848

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FAQ

What Is the Univest (UVSP) Stock Price Today?

The Univest stock price today is 40.47 USD.

What Stock Exchange Does Univest Trade On?

Univest is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Univest?

The stock symbol for Univest is "UVSP."

Does Univest Pay Dividends? What’s The Current Dividend Yield?

The Univest dividend yield is 2.3%%.

What Is the Univest Market Cap?

As of today, Univest market cap is 1.09B USD.

What Is Univest's Earnings Per Share (TTM)?

The Univest EPS (TTM) is 3.38.

When Is the Next Univest Earnings Date?

Univest will release its next earnings report on Jan 27, 2027.

From a Technical Analysis Perspective, Is UVSP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Univest Stock Split?

Univest has split 6 times.

How Many Employees Does Univest Have?

Univest has 921 employees.

What is the current trading status of Univest (UVSP)?

As of Nov 07, 2026, Univest (UVSP) is trading at a price of 40.47 USD, with a previous close of 40.47 USD. The stock has fluctuated within a day range of 40.18 USD to 40.73 USD, while its 52-week range spans from 28.20 USD to 45.45 USD.

What Is Univest (UVSP) Price Target According to Analysts?

The average 12-month price target for Univest is 45.50 USD, with a high estimate of 47 USD and a low estimate of 43.5 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +12.43% Upside potential.
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