goeasy Ltd (GSY)

Currency in CAD
125.12
-0.34(-0.27%)
Closed·
Unusual trading volume
High dividend Yield
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Fair Value
Day's Range
121.82126.80
52 wk Range
117.52216.50
Key Statistics
Bid/Ask
125.00 / 125.55
Prev. Close
125.46
Open
124.7
Day's Range
121.82-126.8
52 wk Range
117.52-216.5
Volume
472.07K
Average Volume (3m)
136.58K
1-Year Change
-29.2828%
Fair Value
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Fair Value Upside
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GSY Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
199.40
Upside
+59.37%
Members' Sentiments
Bearish
Bullish
ProTips
Has raised its dividend for 11 consecutive years

goeasy Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

goeasy Ltd Company Profile

goeasy Ltd. provides non-prime leasing and lending services under the easyhome, easyfinancial, and LendCare brands to consumers in Canada. It operates through two segments, Easyfinancial and Easyhome. The company offers unsecured and secured installment loans; home equity and improvement, secured instalment loans and automotive vehicle financing; and loans to finance the purchase of retail goods, powersports and recreational vehicles, home improvement projects, and healthcare related products and services. It also leases household furniture, appliances, electronics, and unsecured lending products to retail consumers. The company was formerly known as easyhome Ltd. and changed its name to goeasy Ltd. in September 2015. goeasy Ltd. was incorporated in 1990 and is headquartered in Mississauga, Canada.

Sector
Financial
Employees
2600
Market
Canada

goeasy Ltd Earnings Call Summary for Q3/2025

  • Goeasy reported Q3 2025 revenue of CAD 440M (up 15% YoY), but adjusted EPS of CAD 4.12 missed forecasts of CAD 4.64, triggering an 18.52% stock drop to CAD 131.80.
  • The company grew its loan book by CAD 336M with portfolio yield at 31.4%, while net charge-off rate improved to 8.9% (down 30 basis points YoY).
  • CEO Dan Rees emphasized operational strengthening while CRO Jason Appel stressed balancing growth with risk management amid challenging Canadian economic conditions.
  • Goeasy projects Q4 2025 loan book growth of CAD 250-275M with expected yield between 30.5-31.5%, maintaining focus on dividends and organic growth.
  • Key risks include high unemployment, negative GDP growth, potential interest rate caps, and rising allowance for credit losses (from 7.9% to 8.1%).
Last Updated: 11/07/2025, 02:06 AM
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Compare GSY to Peers and Sector

Metrics to compare
GSY
Peers
Sector
Relationship
P/E Ratio
8.6x11.0x10.0x
PEG Ratio
−0.530.060.03
Price/Book
1.6x1.2x1.0x
Price / LTM Sales
2.5x3.3x2.9x
Upside (Analyst Target)
59.8%12.1%12.4%
Fair Value Upside
Unlock4.1%1.6%Unlock

Analyst Ratings

7 Buy
3 Hold
0 Sell
Ratings:
10 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 199.40
(+59.37% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold135.00+7.90%160.00DowngradeJan 19, 2026
TD Securities
Buy160.00+27.88%210.00MaintainNov 07, 2025
BMO Capital
Buy226.00+80.63%232.00MaintainNov 06, 2025
Scotiabank
Buy225.00+79.83%-UpgradeOct 16, 2025
RBC Capital
Hold194.00+55.05%-New CoverageOct 01, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 13.74%
Dividend Yield
4.67%
Industry Median 2.42%
Annualized payout
5.84
Paid quarterly
5-Years Growth
+23.03%
Growth Streak

Earnings

Latest Release
Nov 05, 2025
EPS / Forecast
4.12 / 4.64
Revenue / Forecast
440.22M / 435.86M
EPS Revisions
Last 90 days

GSY Income Statement

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FAQ

What Is the goeasy (GSY) Stock Price Today?

The goeasy stock price today is 125.12

What Stock Exchange Does goeasy Trade On?

goeasy is listed and trades on the Toronto Stock Exchange stock exchange.

What Is the Stock Symbol for goeasy?

The stock symbol for goeasy is "GSY."

Does goeasy Pay Dividends? What’s The Current Dividend Yield?

The goeasy dividend yield is 4.67%.

What Is the goeasy Market Cap?

As of today, goeasy market cap is 2.01B.

What Is goeasy's Earnings Per Share (TTM)?

The goeasy EPS (TTM) is 13.74.

When Is the Next goeasy Earnings Date?

goeasy will release its next earnings report on Feb 17, 2026.

From a Technical Analysis Perspective, Is GSY a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has goeasy Stock Split?

goeasy has split 2 times.

How Many Employees Does goeasy Have?

goeasy has 2600 employees.

What is the current trading status of goeasy (GSY)?

As of Feb 01, 2026, goeasy (GSY) is trading at a price of 125.12, with a previous close of 125.46. The stock has fluctuated within a day range of 121.82 to 126.80, while its 52-week range spans from 117.52 to 216.50.

What Is goeasy (GSY) Price Target According to Analysts?

The average 12-month price target for goeasy is CAD199.40, with a high estimate of CAD275 and a low estimate of CAD135. 7 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +59.37% Upside potential.
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