Intact Financial Corporation (IFC)

Currency in CAD
277.09
+3.02(+1.10%)
Real-time Data·
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Fair Value
Day's Range
274.00278.12
52 wk Range
236.92305.52
Key Statistics
Prev. Close
274.07
Open
274.83
Day's Range
274-278.12
52 wk Range
236.92-305.52
Volume
197.07K
Average Volume (3m)
481.32K
1-Year Change
-1.6993%
Book Value / Share
115.14
Fair Value
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Fair Value Upside
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IFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
311.15
Upside
+12.29%
Members' Sentiments
Bearish
Bullish
ProTips
6 analysts have revised their earnings downwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

9 Buy
4 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 311.15
(+12.29% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
BMO Capital
Buy325.00+17.32%300.00MaintainNov 05, 2026
Desjardins
Buy315.00+13.71%310.00MaintainNov 05, 2026
UBS
Hold265.00-4.34%262.00MaintainOct 08, 2026
Barclays
Buy299.00+7.93%344.00MaintainOct 07, 2026
CIBC
Hold311.00+12.27%314.00MaintainJul 30, 2026

Intact Financial Corporation SWOT Analysis


Market Dominance
Explore Intact Financial's position as Canada's largest P&C insurer, offering diverse products and maintaining a strong market presence
Financial Resilience
Delve into IFC's projected 13-14% ROE, benign catastrophic events, and the positive impact of rising interest rates on investment income
Valuation Insights
Discover why IFC's stock, trading at 1.13x Q4 2023 BVPS, may be undervalued by 30% based on projected operating ROE of 11.5-12% for 2024
Growth Prospects
Learn about IFC's potential for geographic expansion, innovative product development, and technology investments to drive future growth
Read full SWOT analysis

Intact Financial Corporation Earnings Call Summary for Q3/2026

  • Intact Financial beat Q3 2026 estimates with EPS of CAD 3.63 vs CAD 3.31 forecast; revenue hit CAD 6.18B, topping CAD 6.08B estimate.
  • Combined ratio reached 94% despite catastrophe losses 4 points above plan; operating ROE held at 16% for 10th straight quarter above 15%.
  • Shares surged 6.39% to $279.52 after-hours as company reported second-best Q3 on record; book value per share rose 8% YoY to CAD 111.11.
  • Management forecasts AI-driven recurring pre-tax earnings to double from CAD 250M to CAD 500M over next 24 months via proprietary models.
  • Company expects net investment income above CAD 1.7B in 2026, rising to CAD 1.8B+ in 2027; expense ratio to stay at high end of 33-34% range.
Last Updated: 11/05/2026, 01:14 AM
Read Full Transcript

Earnings

Latest Release
Nov 03, 2026
EPS / Forecast
3.63 / 3.31
Revenue / Forecast
6.18B / 6.08B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 16.34
Dividend Yield
2.15%
Industry Median 2.90%
Annualized payout
5.88
Paid quarterly
5-Years Growth
+11.57%
Growth Streak

IFC Income Statement

Compare IFC to Peers and Sector

Metrics to compare
IFC
Peers
Sector
Relationship
P/E Ratio
16.7x11.3x9.1x
PEG Ratio
−7.150.080.03
Price/Book
2.4x2.1x1.0x
Price / LTM Sales
1.8x1.5x2.8x
Upside (Analyst Target)
12.9%3.2%18.4%
Fair Value Upside
Unlock7.7%4.0%Unlock

Intact Financial Corporation, through its subsidiaries, provides property and casualty insurance products to individuals and businesses in Canada, the United States, the United Kingdom, and internationally. It offers insurance, such as personal auto that provides coverage from accidents, third-party liability, and physical damage; personal property which provides protection for homes and belongings from risks, including fire, theft, vandalism, water damages, other damages, and personal liability; and commercial line and specialty line insurance, including commercial auto, property, and liability coverages. The company also provides business insurance. It serves its products to accident and health, technology, ocean and inland marine, builder’s risk, and entertainment, as well as financial professional lines; and various products to specialty property, surety, tuition reimbursement, general liability, and cyber and environmental institutions. The company offers specialty insurance products, including brokers, direct to consumer, agencies, wholesalers, affinity partners, Intact Prestige, and managing general agent platform. It offers its products through multiple distribution channels, such as brokers, direct-to-consumer, and managing general agent (MGA) platforms. The company was formerly known as ING Canada Inc. and changed its name to Intact Financial Corporation in 2009. Intact Financial Corporation was founded in 1809 and is based in Toronto, Canada.

Industry
Insurance
Sector
Financial
Employees
32000
Market
Canada

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
87.17M49.65%23.89B
Other Institutional Investors
1.55M0.89%425.95M
Public Companies & Retail Investors
86.83M49.46%23.80B
Total
175.55M100.00%48.11B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
La Caisse de dépôt et placement du Québec6.08%10,673,7212,925,347
Caisse de Depot et Placement du Quebec Global Investments6.08%10,673,7212,925,347

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FAQ

What Is the Intact Financial (IFC) Stock Price Today?

The Intact Financial stock price today is 277.09 CAD.

What Stock Exchange Does Intact Financial Trade On?

Intact Financial is listed and trades on the Toronto Stock Exchange.

What Is the Stock Symbol for Intact Financial?

The stock symbol for Intact Financial is "IFC."

Does Intact Financial Pay Dividends? What’s The Current Dividend Yield?

The Intact Financial dividend yield is 2.1%%.

What Is the Intact Financial Market Cap?

As of today, Intact Financial market cap is 48.63B CAD.

What Is Intact Financial's Earnings Per Share (TTM)?

The Intact Financial EPS (TTM) is 16.34.

When Is the Next Intact Financial Earnings Date?

Intact Financial will release its next earnings report on Feb 09, 2027.

From a Technical Analysis Perspective, Is IFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Intact Financial Stock Split?

Intact Financial has split 0 times.

How Many Employees Does Intact Financial Have?

Intact Financial has 32000 employees.

What is the current trading status of Intact Financial (IFC)?

As of Nov 10, 2026, Intact Financial (IFC) is trading at a price of 277.09 CAD, with a previous close of 274.07 CAD. The stock has fluctuated within a day range of 274.00 CAD to 278.12 CAD, while its 52-week range spans from 236.92 CAD to 305.52 CAD.

What Is Intact Financial (IFC) Price Target According to Analysts?

The average 12-month price target for Intact Financial is 311.15 CAD, with a high estimate of 379 CAD and a low estimate of 265 CAD. 9 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +12.29% Upside potential.
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