Credit Acceptance Corporation (CACC)

Currency in USD
450.38
+16.95(+3.91%)
Closed·
464.50+13.26(+2.94%)
·
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Fair Value
Day's Range
434.22451.43
52 wk Range
401.90560.00
Key Statistics
Prev. Close
433.43
Open
437.95
Day's Range
434.22-451.43
52 wk Range
401.9-560
Volume
217.17K
Average Volume (3m)
138.5K
1-Year Change
-12.3877%
Book Value / Share
140.47
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
463.33
Upside
+2.88%
Members' Sentiments
Bearish
Bullish
ProTips
Liquid assets exceed short term obligations
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Credit Acceptance Corporation Company Profile

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. The company was incorporated in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2431

Credit Acceptance Corporation Earnings Call Summary for Q4/2025

  • Credit Acceptance reported Q4 2025 EPS of $11.35, exceeding forecasts by 13.39%, while revenue fell short at $579.9M against $584M expected, leading to a 3.1% stock decline in after-hours trading.
  • The company's loan portfolio grew 1% year-over-year, but active dealers decreased by 2.8% and volume per dealer fell by 6.4%, indicating challenges in dealer network expansion.
  • CEO Vinayak Hegde emphasized a 'long-term, conservative approach to lending' and highlighted the company's adaptability to serve customers 'in all sorts of environments.'
  • Management is focusing on strategic initiatives including demand generation, dealer empowerment, and enhancing customer service through AI and digital technologies.
  • Key challenges include high inflation affecting subprime consumers, declining dealer networks, competitive pressures in the used vehicle market, and macroeconomic uncertainties.
Last Updated: 01/30/2026, 06:50 AM
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Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
10.9x12.1x10.0x
PEG Ratio
0.070.830.03
Price/Book
3.1x1.8x1.0x
Price / LTM Sales
4.0x3.1x2.9x
Upside (Analyst Target)
6.1%11.8%13.0%
Fair Value Upside
Unlock3.9%1.1%Unlock

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 463.33
(+2.88% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold460.00+2.14%430.00DowngradeJan 08, 2026
TD Cowen
Sell430.00-4.53%450.00MaintainOct 31, 2025
Stephens
Hold525.00+16.57%550.00MaintainMay 01, 2025
TD Cowen
Sell450.00-0.08%420.00MaintainJan 31, 2025
Stephens
Hold500.00+11.02%452.00MaintainJan 31, 2025

Earnings

Latest Release
Jan 29, 2026
EPS / Forecast
11.35 / 10.01
Revenue / Forecast
579.90M / 584.02M
EPS Revisions
Last 90 days

CACC Income Statement

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FAQ

What Is the Credit Acceptance (CACC) Stock Price Today?

The Credit Acceptance stock price today is 450.38

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 4.95B.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 37.89.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on May 03, 2026.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2431 employees.

What is the current trading status of Credit Acceptance (CACC)?

As of Jan 29, 2026, Credit Acceptance (CACC) is trading at a price of 450.38, with a previous close of 433.43. The stock has fluctuated within a day range of 434.22 to 451.43, while its 52-week range spans from 401.90 to 560.00.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is USD463.33, with a high estimate of USD475 and a low estimate of USD455. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +2.88% Upside potential.

What Is the CACC Premarket Price?

CACC's last pre-market stock price is 420.01. The pre-market share volume is 570.00, and the stock has decreased by -13.42, or -3.10%.

What Is the CACC After Hours Price?

CACC's last after hours stock price is 464.50, the stock has decreased by 13.26, or 2.94%.
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