Credit Acceptance Corporation (CACC)

Currency in USD
587.85
+14.88(+2.60%)
Closed·
575.00-12.85(-2.19%)
·
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Fair Value
Day's Range
561.80588.81
52 wk Range
401.90668.86
Key Statistics
Prev. Close
572.97
Open
568.47
Day's Range
561.8-588.81
52 wk Range
401.9-668.86
Volume
121.47K
Average Volume (3m)
168.2K
1-Year Change
30.361%
Book Value / Share
140.88
Fair Value
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Fair Value Upside
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CACC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
628.33
Upside
+6.89%
Members' Sentiments
Bearish
Bullish
ProTips
High shareholder yield
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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

0 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 628.33
(+6.89% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Hold500.00-14.94%450.00MaintainMay 06, 2026
Stephens
Hold540.00-8.14%450.00MaintainApr 17, 2026
TD Cowen
Hold470.00-20.05%460.00MaintainJan 30, 2026
TD Cowen
Hold460.00-21.75%430.00DowngradeJan 08, 2026
TD Cowen
Sell430.00-26.85%450.00MaintainOct 31, 2025

Credit Acceptance Corporation Earnings Call Summary for Q2/2026

  • Credit Acceptance Q2 GAAP EPS rose 71% YoY to $12.66, beating forecasts; adjusted EPS of $12.12 topped estimates, driving shares up 6.1% to $608.18.
  • Unit volume decline narrowed to 1% from 4.3% in Q1; monthly volumes returned to YoY growth in June, with active dealers hitting record 11,000+ for second quarter.
  • Company guides Q3 2026 EPS of $11.90 and Q4 EPS of $12.24, with revenues of $590.9M and $598M respectively; focus remains on profitable growth over volume.
  • CEO Hegde emphasized AI-driven transformation and disciplined capital allocation; $39M downward revision in cash flow forecasts tied to slower prepayments.
  • Franchise dealer strategy gaining traction with improved loan yields; market share in core subprime segment at 4.9%, up from Q4 2024 low of 4.4%.
Last Updated: 08/05/2026, 05:44 AM
Read Full Transcript

Earnings

Latest Release
Aug 04, 2026
EPS / Forecast
12.12 / 12.20
Revenue / Forecast
587.4M / 588.07M
EPS Revisions
Last 90 days

CACC Income Statement

Compare CACC to Peers and Sector

Metrics to compare
CACC
Peers
Sector
Relationship
P/E Ratio
13.6x14.4x10.0x
PEG Ratio
0.190.860.03
Price/Book
4.1x2.0x1.0x
Price / LTM Sales
4.8x4.1x3.0x
Upside (Analyst Target)
13.4%49.8%12.8%
Fair Value Upside
Unlock−8.0%2.2%Unlock

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Sector
Financial
Employees
2314

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
2.70M25.78%1.54B
Other Institutional Investors
6.93M66.28%3.97B
Public Companies & Retail Investors
831.28K7.95%476.30M
Total
10.46M100.00%5.99B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Prescott General Partners LLC14.04%1,468,497841,405
Donald A. Foss Trust12.33%1,289,642738,926

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FAQ

What Is the Credit Acceptance (CACC) Stock Price Today?

The Credit Acceptance stock price today is 587.85 USD.

What Stock Exchange Does Credit Acceptance Trade On?

Credit Acceptance is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Credit Acceptance?

The stock symbol for Credit Acceptance is "CACC."

What Is the Credit Acceptance Market Cap?

As of today, Credit Acceptance market cap is 6.15B USD.

What Is Credit Acceptance's Earnings Per Share (TTM)?

The Credit Acceptance EPS (TTM) is 40.05.

When Is the Next Credit Acceptance Earnings Date?

Credit Acceptance will release its next earnings report on Nov 02, 2026.

From a Technical Analysis Perspective, Is CACC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Credit Acceptance Stock Split?

Credit Acceptance has split 3 times.

How Many Employees Does Credit Acceptance Have?

Credit Acceptance has 2314 employees.

What is the current trading status of Credit Acceptance (CACC)?

As of Aug 05, 2026, Credit Acceptance (CACC) is trading at a price of 587.85 USD, with a previous close of 572.97 USD. The stock has fluctuated within a day range of 561.80 USD to 588.81 USD, while its 52-week range spans from 401.90 USD to 668.86 USD.

What Is Credit Acceptance (CACC) Price Target According to Analysts?

The average 12-month price target for Credit Acceptance is 628.33 USD, with a high estimate of 660 USD and a low estimate of 575 USD. 0 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an +6.89% Upside potential.

What Is the CACC Premarket Price?

CACC's last pre-market stock price is 572.00 USD. The pre-market share volume is 2,970.00, and the stock has decreased by -0.97, or -0.17%.

What Is the CACC After Hours Price?

CACC's last after hours stock price is 575.00 USD, the stock has decreased by -12.85, or -2.19%.
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