Wintrust Financial Corporation (WTFC)

NASDAQ
Currency in USD
130.61
-1.31(-0.99%)
Closed·
After Hours
130.610.00(0.00%)
·
WTFC Scorecard
Full Analysis
Has raised its dividend for 11 consecutive years
Earnings results expected in 14 days
Fair Value
Day's Range
129.92132.97
52 wk Range
89.10142.04
Key Statistics
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Prev. Close
131.92
Open
130.98
Day's Range
129.92-132.97
52 wk Range
89.1-142.04
Volume
296.02K
Average Volume (3m)
417.4K
1-Year Change
36.8%
Book Value / Share
92.76
Fair Value
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Fair Value Upside
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WTFC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
137.62
Upside
+5.36%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a high P/E ratio relative to near-term earnings growth
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Wintrust Financial Corporation Company Profile

Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

Sector
Financial
Employees
5903

Wintrust Financial Corporation SWOT Analysis


Growth Champion
Wintrust Financial's exceptional organic balance sheet growth sets it apart in the mid-cap banking sector, driving strong financial performance and analyst optimism
Margin Mastery
Explore how Wintrust maintains stable net interest margins through proactive hedging and a high beta deposit base, supporting continued NII growth
Market Expansion
Delve into Wintrust's strategic moves to capture market share in Chicago and national niche verticals, leveraging its unique scale for competitive advantage
Valuation Insights
Analysts justify Wintrust's premium valuation, with price targets ranging from $127 to $156, based on superior operating leverage and positive credit prospects
Read full SWOT analysis

Wintrust Financial Corporation Earnings Call Summary for Q1/2025

  • Wintrust Q1 2025 EPS of $2.69 beats $2.48 forecast; revenue slightly below at $643.11M
  • Stock rises 3.77% after-hours; net income $189M, record net interest income $526M
  • Loan growth 6% annualized, deposits up 8%; net interest margin increases to 3.56%
  • Company expects strong Q2 loan growth, maintains mid to high single-digit guidance
  • Executives note client caution amid economic uncertainties, remain open to M&A opportunities
Last Updated: 04/22/2025, 10:46 PM
Read Full Transcript

Compare WTFC to Peers and Sector

Metrics to compare
WTFC
Peers
Sector
Relationship
P/E Ratio
13.1x10.6x9.5x
PEG Ratio
2.80−1.630.03
Price/Book
1.4x1.2x1.0x
Price / LTM Sales
3.7x3.2x2.8x
Upside (Analyst Target)
3.9%6.8%8.4%
Fair Value Upside
Unlock1.5%1.8%Unlock

Analyst Ratings

11 Buy
2 Hold
0 Sell
Ratings:
13 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 137.62
(+5.36% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 10.29%
Dividend Yield
1.52%
Industry Median 4.25%
Annualized payout
2.00
Paid quarterly
5-Years Growth
+12.43%
Growth Streak

Earnings

Latest Release
Apr 21, 2025
EPS / Forecast
2.69 / 2.48
Revenue / Forecast
643.11M / 643.19M
EPS Revisions
Last 90 days

WTFC Income Statement

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FAQ

What Is the Wintrust (WTFC) Stock Price Today?

The Wintrust stock price today is 130.61

What Stock Exchange Does Wintrust Trade On?

Wintrust is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Wintrust?

The stock symbol for Wintrust is "WTFC."

Does Wintrust Pay Dividends? What’s The Current Dividend Yield?

The Wintrust dividend yield is 1.52%.

What Is the Wintrust Market Cap?

As of today, Wintrust market cap is 8.75B.

What Is Wintrust's Earnings Per Share (TTM)?

The Wintrust EPS (TTM) is 10.29.

When Is the Next Wintrust Earnings Date?

Wintrust will release its next earnings report on Jul 20, 2025.

From a Technical Analysis Perspective, Is WTFC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Wintrust Stock Split?

Wintrust has split 1 times.
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