U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Financial Resilience | U.S. Bancorp demonstrates strong market position and consistent profitability, with projected EPS growth and a 4.76% dividend yield, showcasing financial stability |
Strategic Expansion | Delve into USB's acquisition of Union Bank, poised to offer revenue synergies and expand market presence, potentially driving growth and enhancing competitive edge |
Digital Transformation | Explore USB's significant investments in digital technology, set to yield substantial returns by improving efficiency, customer experience, and market share in digital banking |
Market Challenges | Analysts project an average price target of $59.80, reflecting both optimism and caution amid challenges in office/CRE loans and sluggish corporate borrowing |
Metrics to compare | USB | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipUSBPeersSector | |
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P/E Ratio | 10.4x | 10.0x | 8.7x | |
PEG Ratio | 0.30 | 0.38 | 0.03 | |
Price/Book | 1.2x | 1.1x | 1.0x | |
Price / LTM Sales | 2.6x | 3.2x | 2.7x | |
Upside (Analyst Target) | 16.6% | 13.9% | 14.5% | |
Fair Value Upside | Unlock | 23.6% | 3.7% | Unlock |