Root Inc (ROOT)

Currency in USD
62.08
+4.40(+7.63%)
Closed·
62.75+0.67(+1.08%)
·

ROOT Earnings

Latest Release
Nov 05, 2025
EPS / Forecast
-0.35 / -0.60
Revenue / Forecast
387.80M / 366.41M
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
12/2025--/-0.166--/382.95M----Free Sign Up
09/2025-0.35/-0.6387.8M/366.41M+41.67%+5.84%Free Sign Up
06/20251.29/0.52382.9M/354.35M+148.08%+8.06%Free Sign Up
03/20251.07/0.17349.4M/303.9M+529.41%+14.97%Free Sign Up
12/20241.3/-0.52326.7M/291.34M+350%+12.14%Free Sign Up
09/20241.35/-0.87305.7M/275.33M+255.17%+11.03%Free Sign Up
06/2024-0.52/-1.4289.2M/264.8M+62.86%+9.21%Free Sign Up
03/2024-0.42/-2.46254.9M/203.15M+82.93%+25.47%Free Sign Up
12/2023-1.64/-2.84194.8M/132.53M+42.25%+46.99%Free Sign Up
09/2023-3.16/-2.73115.3M/143.1M-15.75%-19.43%Free Sign Up

All numbers in USD

Root Inc Earnings Call Summary for Q3/2025

  • Root Inc. reported Q3 2025 EPS of -$0.35 (vs -$0.60 forecast) and revenue of $387.8M (vs $366.41M expected), driving a 12.17% after-hours stock surge.
  • The company narrowed its net loss to $5M while achieving $300,000 in operating income and maintaining $309M in unencumbered capital.
  • Root launched a new Usage-Based Insurance model to enhance customer lifetime value and plans to increase R&D marketing investment by $5M in Q4.
  • CEO Alex Timm emphasized Root's 'structural and durable competitive advantage' as a technology company, aiming to become 'the largest, most profitable personal lines insurance carrier.'
  • Management forecasts continued policy growth despite expected Q4 seasonal loss ratio headwinds, with no major rate changes needed despite a slight increase in severity.
Last Updated: 11/06/2025, 06:56 AM
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FAQ

What Is Root's Earnings Per Share (TTM)?

The Root EPS (TTM) is 3.34.

When Is The Next Root Earnings Date?

Root will release its next earnings report on Feb 24, 2026.

What Is Root’s Revenue Forecasts For Upcoming Quarters?

Root’s revenue forecast is 381.25M.

How Did Root React to the Company's Latest Earnings Report?

Root reported a +41.67% EPS surprise and a +5.84% revenue surprise, comparing the latest report against analyst forecasts. The stock price changed by 2.31%, reflecting the market's response to the earnings results.
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