SouthState Bank Corp (SSB)

Currency in USD
108.12
-0.43(-0.40%)
Closed·
108.120.00(0.00%)
·
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Fair Value
Day's Range
106.33108.72
52 wk Range
84.47110.46
Key Statistics
Prev. Close
108.55
Open
107.72
Day's Range
106.33-108.72
52 wk Range
84.47-110.46
Volume
797.83K
Average Volume (3m)
822.77K
1-Year Change
17.2414%
Book Value / Share
93.24
Fair Value
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Fair Value Upside
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SSB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
119.57
Upside
+10.59%
Members' Sentiments
Bearish
Bullish
ProTips
7 analysts have revised their earnings upwards for the upcoming period

SouthState Bank Corp News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Neutral
Moving Averages
Neutral

Analyst Ratings

12 Buy
2 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 119.57
(+10.59% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
TD Cowen
Buy120.00+10.99%114.00MaintainJul 28, 2026
Truist Securities
Buy118.00+9.14%108.00MaintainJul 28, 2026
JPMorgan
Buy125.00+15.61%120.00MaintainJul 27, 2026
Piper Sandler
Buy125.00+15.61%120.00MaintainJul 27, 2026
Piper Sandler
Buy120.00+10.99%-MaintainJul 24, 2026

SouthState Bank Corp Earnings Call Summary for Q2/2026

  • SouthState posted Q2 2026 EPS of $2.35, beating estimates by $0.05, while revenue of $672.68M missed forecasts by 0.6%; shares rose 3.09% to $104.38.
  • Net interest income increased $14M sequentially to $576M; NIM held at 378 bps with credit quality improving as non-performing assets fell 14%.
  • Management reaffirmed mid-to-high single-digit loan growth for 2026 and expects NIM to remain in 375-380 bps range if rates stay flat.
  • Record loan production of $1.35B driven by 10% expansion in commercial banking staff; new commodity hedging and FX products planned for 2027 launch.
  • Capital returns to normalize to 40-60% payout ratio after strong H1; ROA of 1.36% and ROTCE of 17.6% reflect continued top-quartile performance.
Last Updated: 07/24/2026, 10:12 PM
Read Full Transcript

Earnings

Latest Release
Jul 23, 2026
EPS / Forecast
2.35 / 2.30
Revenue / Forecast
672.68M / 676.75M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 9.53%
Dividend Yield
2.42%
Industry Median 2.75%
Annualized payout
2.64
Paid quarterly
5-Years Growth
+5.01%
Growth Streak

SSB Income Statement

Compare SSB to Peers and Sector

Metrics to compare
SSB
Peers
Sector
Relationship
P/E Ratio
11.0x12.1x10.0x
PEG Ratio
0.250.230.03
Price/Book
1.1x1.1x1.0x
Price / LTM Sales
3.9x4.0x3.0x
Upside (Analyst Target)
10.5%15.0%13.3%
Fair Value Upside
Unlock−11.8%2.2%Unlock

SouthState Bank Corporation operates as the bank holding company for SouthState Bank, National Association that provides a range of banking services and products to individuals and companies in the United States. The company offers checking accounts, savings accounts, money market accounts, and time deposit accounts; interest-bearing deposits, certificates of deposits, and other time deposits; and interest-bearing transaction accounts. It provides bond accounting services for correspondents, asset/liability consulting related activities, international wires, and other clearing and corporate checking account services. In addition, the company offers commercial real estate, residential real estate, and commercial and industrial loans, as well as consumer loans, including auto, boat, and personal installment, as well as business, agriculture, real estate-secured (mortgage), home improvement, and manufactured housing loans. Further, it provides debit and credit card, mobile services, funds transfer products and services, and treasury management services comprising merchant, automated clearing house, lock-box, remote deposit capture, and other treasury services, as well as asset and wealth management, and other fiduciary and private banking services. Additionally, the company offers safe deposit boxes, bank money orders, wire transfer and ACH services, brokerage services, and alternative investment products, such as annuities and mutual funds, trust and asset management services; letters of credit and home equity lines of credit; and online, mobile, and telephone banking platforms. The company was formerly known as SouthState Corporation and changed its name to SouthState Bank Corporation in September 2025. SouthState Bank Corporation was founded in 1933 and is headquartered in Winter Haven, Florida.

Sector
Financial
Employees
6431

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
53.67M55.35%5.86B
Other Institutional Investors
32.42M33.44%3.54B
Public Companies & Retail Investors
10.88M11.22%1.19B
Total
96.97M100.00%10.59B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.9.77%9,472,6841,034,322
Vanguard Portfolio Management, LLC6.40%6,207,998677,851

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FAQ

What Is the SouthState Bank (SSB) Stock Price Today?

The SouthState Bank stock price today is 108.12 USD.

What Stock Exchange Does SouthState Bank Trade On?

SouthState Bank is listed and trades on the New York Stock Exchange.

What Is the Stock Symbol for SouthState Bank?

The stock symbol for SouthState Bank is "SSB."

Does SouthState Bank Pay Dividends? What’s The Current Dividend Yield?

The SouthState Bank dividend yield is 2.44%.

What Is the SouthState Bank Market Cap?

As of today, SouthState Bank market cap is 10.53B USD.

What Is SouthState Bank's Earnings Per Share (TTM)?

The SouthState Bank EPS (TTM) is 9.53.

When Is the Next SouthState Bank Earnings Date?

SouthState Bank will release its next earnings report on Oct 28, 2026.

From a Technical Analysis Perspective, Is SSB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has SouthState Bank Stock Split?

SouthState Bank has split 7 times.

How Many Employees Does SouthState Bank Have?

SouthState Bank has 6431 employees.

What is the current trading status of SouthState Bank (SSB)?

As of Aug 08, 2026, SouthState Bank (SSB) is trading at a price of 108.12 USD, with a previous close of 108.55 USD. The stock has fluctuated within a day range of 106.33 USD to 108.72 USD, while its 52-week range spans from 84.47 USD to 110.46 USD.

What Is SouthState Bank (SSB) Price Target According to Analysts?

The average 12-month price target for SouthState Bank is 119.57 USD, with a high estimate of 130 USD and a low estimate of 105 USD. 12 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +10.59% Upside potential.

What Is the SSB Premarket Price?

SSB's last pre-market stock price is 108.88 USD. The pre-market share volume is 1,370.00, and the stock has decreased by 0.33, or 0.30%.
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