Enterprise Financial Services (EFSC)

Currency in USD
65.73
-0.26(-0.39%)
Closed·
65.660.00(0.00%)
·
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Fair Value
Day's Range
65.5866.56
52 wk Range
51.1868.73
Key Statistics
Prev. Close
65.99
Open
66.12
Day's Range
65.58-66.56
52 wk Range
51.18-68.73
Volume
236.85K
Average Volume (3m)
259.97K
1-Year Change
17.5429%
Book Value / Share
53.81
Fair Value
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Fair Value Upside
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EFSC Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
70.20
Upside
+6.80%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings upwards for the upcoming period
Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Buy
Moving Averages
Sell

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 70.20
(+6.80% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Piper Sandler
Hold68.00+3.45%67.00MaintainJul 27, 2026
Keefe, Bruyette & Woods
Buy72.00+9.54%70.00MaintainJul 24, 2026
Piper Sandler
Hold67.00+1.93%64.00MaintainJun 18, 2026
Raymond James
Buy65.00-1.11%-New CoverageApr 27, 2026
DA Davidson
Buy67.00+1.93%65.00MaintainApr 24, 2026

Enterprise Financial Services Earnings Call Summary for Q2/2026

  • Enterprise Financial Q2 adjusted EPS of $1.13 missed estimates by 15%, with revenue of $182.2M falling 3.7% short amid elevated credit costs.
  • Two commercial charge-offs totaling $14M drove net charge-offs to 46 bps from 15 bps; provision for credit losses doubled to $14.2M from Q1's $7.2M.
  • Net interest margin improved to 4.30%, up 2 bps sequentially, while net interest income rose to $169M on solid loan growth of $200M in the quarter.
  • Management raised quarterly dividend for 11th consecutive year, expanded buyback program, and expects mid-single-digit loan growth for rest of 2026.
  • Guidance projects NIM in mid-to-upper 4.20% range, credit costs normalizing to historical levels, and SBA loan sales resuming in coming quarters.
Last Updated: 07/24/2026, 12:00 AM
Read Full Transcript

Earnings

Latest Release
Jul 22, 2026
EPS / Forecast
1.13 / 1.33
Revenue / Forecast
182.2M / 189.15M
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 5.03%
Dividend Yield
2.12%
Industry Median 2.81%
Annualized payout
1.40
Paid quarterly
5-Years Growth
+12.54%
Growth Streak

EFSC Income Statement

Compare EFSC to Peers and Sector

Metrics to compare
EFSC
Peers
Sector
Relationship
P/E Ratio
12.8x14.7x10.1x
PEG Ratio
−2.955.350.03
Price/Book
1.2x1.6x1.0x
Price / LTM Sales
3.4x4.9x2.9x
Upside (Analyst Target)
9.1%1.0%14.4%
Fair Value Upside
Unlock12.4%2.7%Unlock

Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products. In addition, it offers treasury management and international trade services; life insurance premium and sponsor finance; tax credit related lending; tax credit brokerage services; other deposit accounts, such as community associations, property management, legal industry and escrow services; treasury management product and services; customized solutions and products; cash management systems; fiduciary, investment management, and financial advisory services; and customer hedging products, international banking, card services, and tax credit businesses. Further, the company provides online, device applications, text, and voice banking; remote deposit capture; internet banking, mobile banking, cash management, positive pay, fraud detection and prevention, automated payables, check image, and statement and document imaging services; and controlled disbursements, repurchase agreements, and sweep investment accounts. Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.

Sector
Financial
Employees
1394

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
14.64M40.38%966.26M
Other Institutional Investors
16.12M44.47%1.06B
Public Companies & Retail Investors
5.49M15.14%362.35M
Total
36.26M100.00%2.39B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
BlackRock, Inc.9.36%3,394,603224,010
Wellington Management Group LLP8.96%3,250,131214,476

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FAQ

What Is the Enterprise Financial (EFSC) Stock Price Today?

The Enterprise Financial stock price today is 65.73 USD.

What Stock Exchange Does Enterprise Financial Trade On?

Enterprise Financial is listed and trades on the Nasdaq Stock Exchange.

What Is the Stock Symbol for Enterprise Financial?

The stock symbol for Enterprise Financial is "EFSC."

Does Enterprise Financial Pay Dividends? What’s The Current Dividend Yield?

The Enterprise Financial dividend yield is 2.09%.

What Is the Enterprise Financial Market Cap?

As of today, Enterprise Financial market cap is 2.38B USD.

What Is Enterprise Financial's Earnings Per Share (TTM)?

The Enterprise Financial EPS (TTM) is 5.03.

When Is the Next Enterprise Financial Earnings Date?

Enterprise Financial will release its next earnings report on Oct 26, 2026.

From a Technical Analysis Perspective, Is EFSC a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Enterprise Financial Stock Split?

Enterprise Financial has split 1 times.

How Many Employees Does Enterprise Financial Have?

Enterprise Financial has 1394 employees.

What is the current trading status of Enterprise Financial (EFSC)?

As of Jul 27, 2026, Enterprise Financial (EFSC) is trading at a price of 65.73 USD, with a previous close of 65.99 USD. The stock has fluctuated within a day range of 65.58 USD to 66.56 USD, while its 52-week range spans from 51.18 USD to 68.73 USD.

What Is Enterprise Financial (EFSC) Price Target According to Analysts?

The average 12-month price target for Enterprise Financial is 70.20 USD, with a high estimate of 72 USD and a low estimate of 67 USD. 4 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Buy. The stock has an +6.80% Upside potential.
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