- Investing.com
AI-Driven Lending | Pagaya Technologies leverages AI for credit underwriting, expanding beyond personal loans into auto and point-of-sale financing sectors |
Strategic Growth | Recent acquisitions and partnerships, including Theorem and OneMain Financial, aim to enhance pricing power and diversify funding sources |
Analyst Projections | With an average price target of $23, analysts anticipate GAAP net income profitability by 2025 and a medium-term network volume of $25 billion |
Balancing Act | Pagaya navigates growth opportunities while addressing impairment risks and regulatory challenges in the evolving fintech landscape |
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial institutions and investors in the United States, Israel, the Cayman Islands, and internationally. The company develops and implements proprietary artificial intelligence technology and related software solutions to assist partners to originate loans and other assets. Its partners include high-growth financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. Pagaya Technologies Ltd. was incorporated in 2016 and is headquartered in New York, New York.
Metrics to compare | PGY | Sector Sector - Average of metrics from a broad group of related Technology sector companies | Relationship RelationshipPGYPeersSector | |
---|---|---|---|---|
P/E Ratio | −5.4x | −2.6x | 11.5x | |
PEG Ratio | −0.14 | 0.00 | 0.01 | |
Price/Book | 1.4x | 2.9x | 2.4x | |
Price / LTM Sales | 0.8x | 4.3x | 2.2x | |
Upside (Analyst Target) | 127.0% | 52.8% | 21.0% | |
Fair Value Upside | Unlock | 15.1% | 4.4% | Unlock |