Bankinter (BKT)

Currency in EUR
14.080
-0.125(-0.88%)
Closed·
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Fair Value
Day's Range
14.08014.150
52 wk Range
7.32214.305
Key Statistics
Prev. Close
14.08
Open
14.1
Day's Range
14.08-14.15
52 wk Range
7.322-14.305
Volume
250.53K
Average Volume (3m)
1.48M
1-Year Change
88.29%
Book Value / Share
7.17
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
13.814
Downside
-1.89%
Members' Sentiments
Bearish
Bullish
ProTips
2 analysts have revised their earnings upwards for the upcoming period

Bankinter News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Sell

Bankinter Company Profile

Bankinter, S.A. provides various banking products and services to individuals, corporates, and small- and medium-sized enterprises in Spain, Luxembourg, Portugal, and Ireland. It operates through Commercial Banking, Business Banking, Consumer Finance, Bankinter Portugal, Bankinter Ireland, and Other Businesses segments. The company offers smart digital, payroll, pension, business, non-salary, currency, youth, current, and management accounts; debit and credit cards; cash management cash pooling; guarantees; mortgages and loan products; financing; and investment banking and wealth management services. It also provides investment funds, retirement, broker, alternative investment, deposit, and treasury bills; SEPA direct debit, VAT and invoice advance, commercial discount, factoring, cheque deposits, and POS; and cheque and promissory notes, confirming, payroll, and tax and social security; treasury management and documentary business; and VAT advance, multi-currency and open-term credit account, leasing, and structured financing services. In addition, the company offers home, life, health, death, and motor vehicle; property, multi-risk, civil liability, construction and decennial, trade credit, and personal; general and business liability, liability for executives, construction, and machinery and equipment; group life, health, and accident; and pension scheme insurance products. Further, it provides various services, such as real estate and account management, virtual agent, financial data aggregation, direct debit management, transfer, certificate, tax payment, estate administration, and foreign currency order services. Additionally, the company offers retail, personal, private, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is headquartered in Madrid, Spain.

Sector
Financial
Employees
6633
Market
Spain

Bankinter Earnings Call Summary for Q3/2025

  • Net profit up 11% YoY to €812M; core revenues hit record €762M; Return on Tangible Equity above 19%; cost-to-income ratio at 36%
  • Stock price fell 4.18% to €12.77 despite strong earnings, possibly due to high P/E ratio relative to near-term growth prospects
  • Company forecasts mid-single-digit loan growth, 2.70% client margin, double-digit fee growth, and mid-single-digit cost growth
  • CEO Gloria Ortiz emphasized resilience amid volatility; CFO Hakobo Dieff expressed optimism for Q4 2025
  • Focus on digital transformation and AI investments continues; company faces challenges from economic uncertainty and market competition
Last Updated: 10/23/2025, 07:32 PM
Read Full Transcript

Compare BKT to Peers and Sector

Metrics to compare
BKT
Peers
Sector
Relationship
P/E Ratio
12.2x11.0x9.7x
PEG Ratio
0.800.420.03
Price/Book
2.0x1.3x1.0x
Price / LTM Sales
4.8x3.5x2.9x
Upside (Analyst Target)
−2.3%2.1%12.1%
Fair Value Upside
Unlock6.3%0.7%Unlock

Analyst Ratings

7 Buy
9 Hold
5 Sell
Ratings:
21 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 13.814
(-1.89% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Goldman Sachs
Sell13.53-3.91%13.10DowngradeDec 04, 2025
JPMorgan
Buy17.00+20.74%12.70UpgradeDec 02, 2025
Morgan Stanley
Hold14.00-0.57%13.50MaintainNov 24, 2025
Kepler Cheuvreux
Hold13.50-4.12%13.00MaintainOct 28, 2025
Deutsche Bank
Hold13.50-4.12%12.75MaintainOct 27, 2025

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 1.11%
Dividend Yield
3.31%
Industry Median 3.50%
Annualized payout
0.47
Paid unevenly
5-Years Growth
+40.27%
Growth Streak

Earnings

Latest Release
Oct 23, 2025
EPS / Forecast
0.28 / 0.2882
Revenue / Forecast
757.05M / 763.40M
EPS Revisions
Last 90 days

BKT Income Statement

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FAQ

What Is the Bankinter (BKT) Stock Price Today?

The Bankinter stock price today is 14.080

What Stock Exchange Does Bankinter Trade On?

Bankinter is listed and trades on the Madrid Stock Exchange stock exchange.

What Is the Stock Symbol for Bankinter?

The stock symbol for Bankinter is "BKT."

Does Bankinter Pay Dividends? What’s The Current Dividend Yield?

The Bankinter dividend yield is 3.31%.

What Is the Bankinter Market Cap?

As of today, Bankinter market cap is 12.65B.

What Is Bankinter's Earnings Per Share (TTM)?

The Bankinter EPS (TTM) is 1.11.

When Is the Next Bankinter Earnings Date?

Bankinter will release its next earnings report on Jan 21, 2026.

From a Technical Analysis Perspective, Is BKT a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Bankinter Stock Split?

Bankinter has split 7 times.

How Many Employees Does Bankinter Have?

Bankinter has 6633 employees.

What is the current trading status of Bankinter (BKT)?

As of Dec 27, 2025, Bankinter (BKT) is trading at a price of 14.080, with a previous close of 14.080. The stock has fluctuated within a day range of 14.080 to 14.150, while its 52-week range spans from 7.322 to 14.305.

What Is Bankinter (BKT) Price Target According to Analysts?

The average 12-month price target for Bankinter is EUR13.81429, with a high estimate of EUR17 and a low estimate of EUR10.3. 7 analysts recommend buying the stock, while 5 suggest selling, leading to an overall rating of Neutral. The stock has an -1.89% Downside potential.
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