Philtrust Bank, also known as Philippine Trust Company (the Bank), is engaged in commercial banking. The Bank offers a range of products and services, such as deposit products, loans, international, treasury and trust functions. The Bank provides investment management, estate administration, escrow services, insurance and pension plans, stock registry and transfer services. The Bank’s segments include Lending Group and Treasury Group. The Bank offers domestic, international and trust services. Its domestic services include commercial and consumer loans such as auto loans, checking/savings/time deposits, money market placements, transfer of funds, collections, remittances, securities investments and safety deposit boxes. Its international transactions involve commercial letters of credit, collections, remittances, foreign exchange, traveler’s checks and Foreign Currency Deposit Unit (FCDU) transactions. The Bank's subsidiary, Muralla Grande, Inc., is engaged in real estate business.