GeneralFinance SpA (GENFIN)

Currency in EUR
21.80
-0.10(-0.46%)
Real-time Data·
High dividend Yield
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Fair Value
Day's Range
21.8022.40
52 wk Range
16.3031.80
Key Statistics
Prev. Close
21.9
Open
22.2
Day's Range
21.8-22.4
52 wk Range
16.3-31.8
Volume
4.24K
Average Volume (3m)
17.14K
1-Year Change
31.7221%
Book Value / Share
7.2
Fair Value
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Fair Value Upside
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GENFIN Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
29.43
Upside
+35.02%
Members' Sentiments
Bearish
Bullish
ProTips
RSI suggests the stock is in oversold territory

GeneralFinance SpA News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

3 Buy
0 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 29.43
(+35.02% Upside)

GeneralFinance SpA Earnings Call Summary for Q2/2026

  • Generalfinance reported H1 2026 net profit fell 13% to EUR 10.7M, impacted by EUR 10.7M legal settlement; banking income rose 4%, loans up 10%.
  • Company cut full-year 2026 adjusted net profit guidance to EUR 29-31M from EUR 32M+, citing slower international expansion and DSO uncertainty.
  • Turnover volume grew 9% year-over-year, significantly outpacing factoring industry's 2.2% growth rate, indicating continued market share gains.
  • Management forecasts H2 recovery with Q4 net interest income potentially double Q2 levels; Switzerland launch delayed to October 2026 from earlier target.
  • Shares plunged 12.73% to $23.3 on reduced guidance; capital position remains strong with 18% total capital ratio and EUR 1.2B available funding.
Last Updated: 07/29/2026, 05:20 PM
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Earnings

Latest Release
Jul 28, 2026
EPS / Forecast
-- / --
Revenue / Forecast
16.4M / --
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.06%
Dividend Yield
6.21%
Industry Median 2.89%
Annualized payout
1.36
Paid annually
5-Years Growth
-
Growth Streak

GENFIN Income Statement

Compare GENFIN to Peers and Sector

Metrics to compare
GENFIN
Peers
Sector
Relationship
P/E Ratio
10.6x6.9x10.1x
PEG Ratio
4.250.000.03
Price/Book
3.0x0.8x1.0x
Price / LTM Sales
3.9x1.4x3.0x
Upside (Analyst Target)
31.5%28.5%12.9%
Fair Value Upside
Unlock18.4%2.0%Unlock

Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name to Generalfinance S.p.A. in 1990. The company was incorporated in 1982 and is based in Milan, Italy.

Sector
Financial
Employees
87
Market
Italy

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
1.12M8.90%24.61M
Other Institutional Investors
8.27M65.45%181.11M
Public Companies & Retail Investors
3.24M25.65%70.99M
Total
12.64M100.00%276.71M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Mgh - Massimo Gianolli Holding Srl43.11%5,446,750119,284
BFF Bank S.p.A.8.02%1,013,47022,195

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FAQ

What Is the GeneralFinance (GENFIN) Stock Price Today?

The GeneralFinance stock price today is 21.80 EUR.

What Stock Exchange Does GeneralFinance Trade On?

GeneralFinance is listed and trades on the Milan Stock Exchange.

What Is the Stock Symbol for GeneralFinance?

The stock symbol for GeneralFinance is "GENFIN."

Does GeneralFinance Pay Dividends? What’s The Current Dividend Yield?

The GeneralFinance dividend yield is 6.54%.

What Is the GeneralFinance Market Cap?

As of today, GeneralFinance market cap is 276.71M EUR.

What Is GeneralFinance's Earnings Per Share (TTM)?

The GeneralFinance EPS (TTM) is 2.06.

When Is the Next GeneralFinance Earnings Date?

GeneralFinance will release its next earnings report on Jul 29, 2026.

From a Technical Analysis Perspective, Is GENFIN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has GeneralFinance Stock Split?

GeneralFinance has split 0 times.

How Many Employees Does GeneralFinance Have?

GeneralFinance has 87 employees.

What is the current trading status of GeneralFinance (GENFIN)?

As of Aug 06, 2026, GeneralFinance (GENFIN) is trading at a price of 21.80 EUR, with a previous close of 21.90 EUR. The stock has fluctuated within a day range of 21.80 EUR to 22.40 EUR, while its 52-week range spans from 16.30 EUR to 31.80 EUR.

What Is GeneralFinance (GENFIN) Price Target According to Analysts?

The average 12-month price target for GeneralFinance is 29.43 EUR, with a high estimate of 31 EUR and a low estimate of 28.5 EUR. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +35.02% Upside potential.
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