EML Payments Ltd (EML)

Currency in AUD
0.29
-0.06(-17.14%)
Closed·
Earnings results expected today
Unusual trading volume
Trading near 52-week Low
EML is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
0.280.35
52 wk Range
0.281.15
Key Statistics
Bid/Ask
0.28 / 0.30
Prev. Close
0.35
Open
0.35
Day's Range
0.28-0.35
52 wk Range
0.28-1.15
Volume
5.6M
Average Volume (3m)
1.82M
1-Year Change
-71.9807%
Fair Value
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Fair Value Upside
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EML Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
0.98
Upside
+237.07%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

EML Payments Ltd News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

3 Buy
1 Hold
0 Sell
Ratings:
4 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 0.98
(+237.07% Upside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Canaccord
Buy1.60+451.72%1.75MaintainApr 14, 2026
RBC Capital
Hold0.70+141.38%1.40DowngradeApr 14, 2026
RBC Capital
Buy1.40+382.76%-MaintainMar 03, 2026
Canaccord
Buy1.75+503.45%1.80MaintainFeb 25, 2026
Jefferies
Buy1.40+382.76%1.20MaintainAug 27, 2025

EML Payments Ltd Earnings Call Summary for H2/2026

  • EML Payments reported FY 2026 revenue down 6% to AUD 206.8M and underlying EBITDA down 18% to AUD 48.3M amid program runoffs and FX headwinds.
  • Management guided FY 2027 underlying EBITDA of AUD 50M-54M, with FY 2028 projected free cash flow of AUD 30M-35M as transformation costs decline.
  • Strong cash conversion at 99% of EBITDA with AUD 47.8M operating cash flow; core portfolio grew 3.8% excluding non-recurring items and FX effects.
  • Company investing heavily in Project Arlo (AUD 17M FY27) targeting AUD 12M annual savings and new mobility payments platform with Tendrin for $2.1T market.
  • Stock rose 2.9% to $0.35, still 69.6% below 52-week high; management acknowledged slower customer onboarding but cited improved operational execution.
Last Updated: 08/18/2026, 08:04 AM
Read Full Transcript

Earnings

Latest Release
Aug 17, 2026
EPS / Forecast
-- / 0.05
Revenue / Forecast
-- / 111.68M
EPS Revisions
Last 90 days

EML Income Statement

Compare EML to Peers and Sector

Metrics to compare
EML
Peers
Sector
Relationship
P/E Ratio
−2.0x7.3x9.9x
PEG Ratio
0.000.010.03
Price/Book
0.9x0.8x1.0x
Price / LTM Sales
0.6x2.0x3.0x
Upside (Analyst Target)
184.5%27.8%13.1%
Fair Value Upside
Unlock30.4%2.3%Unlock

EML Payments Limited provides payment solutions platform in Australia, Europe, and North America. It offers reloadable and non-reloadable prepaid payment solutions; prepaid payment solutions services; and undertakes provision of prepaid payment services predominantly with single load card solutions. The company also provides credit payments, open banking, digital account payments solutions. The company was formerly known as Emerchants Limited. EML Payments Limited was incorporated in 2003 and is based in Melbourne, Australia.

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
35.17M9.05%12.31M
Other Institutional Investors
166.25M42.77%58.19M
Public Companies & Retail Investors
187.24M48.18%65.53M
Total
388.66M100.00%136.03M

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Copia Investment Partners Ltd12.02%46,700,00016,345
QVG Capital Pty Ltd9.43%36,637,62512,823

FAQ

What Is the EML Payments (EML) Stock Price Today?

The EML Payments stock price today is 0.29 AUD.

What Stock Exchange Does EML Payments Trade On?

EML Payments is listed and trades on the Sydney Stock Exchange.

What Is the Stock Symbol for EML Payments?

The stock symbol for EML Payments is "EML."

What Is the EML Payments Market Cap?

As of today, EML Payments market cap is 136.03M AUD.

What Is EML Payments's Earnings Per Share (TTM)?

The EML Payments EPS (TTM) is -0.17.

When Is the Next EML Payments Earnings Date?

EML Payments will release its next earnings report on Aug 18, 2026.

From a Technical Analysis Perspective, Is EML a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has EML Payments Stock Split?

EML Payments has split 4 times.

How Many Employees Does EML Payments Have?

EML Payments has 458 employees.

What is the current trading status of EML Payments (EML)?

As of Aug 18, 2026, EML Payments (EML) is trading at a price of 0.29 AUD, with a previous close of 0.35 AUD. The stock has fluctuated within a day range of 0.28 AUD to 0.35 AUD, while its 52-week range spans from 0.28 AUD to 1.15 AUD.

What Is EML Payments (EML) Price Target According to Analysts?

The average 12-month price target for EML Payments is 0.98 AUD, with a high estimate of 1.6 AUD and a low estimate of 0.66 AUD. 3 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +237.07% Upside potential.
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