Discover Financial Services (DFS)

NYSE
Currency in USD
200.05
-0.43(-0.21%)
Closed·
After Hours
199.89-0.46(-0.23%)
·
Showing Discover historical data. For real-time data please try another search
Fair Value
Day's Range
198.70203.02
52 wk Range
119.95207.42
Key Statistics
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Prev. Close
200.48
Open
200.55
Day's Range
198.7-203.02
52 wk Range
119.95-207.42
Volume
31.29M
Average Volume (3m)
2.79M
1-Year Change
57.56%
Book Value / Share
71.17
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Discover Financial Services Company Profile

As of May 18, 2025, Discover Financial Services was acquired by Capital One Financial Corporation. Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and deposit products; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines (ATMs), debit, and electronic funds transfer network; Diners Club, a payments network; and Network Partners business, which provides payment transaction processing and settlement, merchant acquisition, ATM access, and related payments services in the global network. Discover Financial Services was incorporated in 1960 and is headquartered in Riverwoods, Illinois with additional office in Chicago, Illinois; Houston, Texas; Columbus, Ohio; Phoenix, Arizona; Newark, New Jersey; West Valley City, Utah; Farnborough and Hammersmith, United Kingdom; and Singapore.

Sector
Financial
Employees
21000

Discover Financial Services SWOT Analysis


Merger Momentum
Discover Financial Services prepares for a transformative merger with Capital One, potentially creating a powerhouse in the vertically integrated payments platform space
Credit Quality Boost
Explore DFS's improving credit trends, with decelerating delinquency and charge-off rates signaling enhanced profitability and lending confidence
Analyst Optimism
Price targets range from $161 to $239, reflecting varied views on DFS's growth potential post-merger and its ability to navigate market challenges
Strategic Evolution
Delve into DFS's efforts to leverage its established brand and expand its product offerings, positioning itself for long-term growth in a competitive landscape
Read full SWOT analysis

Discover Financial Services Earnings Call Summary for Q1/2025

  • Discover's Q1 2025 EPS of $4.25 beat $3.35 forecast; revenue reached $4.25B, slightly above expectations
  • Net income surged 30% YoY to $1.1B; net interest margin expanded to 12.18%, up 115 basis points YoY
  • Merger with Capital One set to close on May 18, 2025; expected to enhance competition in payment networks
  • Stock rose 3.69% in after-hours trading; company maintains strong capital position with 14.7% CET1 ratio
  • No specific 2025 guidance provided due to pending merger; management optimistic about future prospects
Last Updated: 04/24/2025, 08:36 PM
Read Full Transcript

Compare DFS to Peers and Sector

Metrics to compare
DFS
Peers
Sector
Relationship
P/E Ratio
10.7x11.0x9.1x
PEG Ratio
0.130.120.03
Price/Book
2.8x1.5x1.0x
Price / LTM Sales
3.8x3.1x2.7x
Upside (Analyst Target)
1.2%12.8%14.1%
Fair Value Upside
Unlock−1.9%3.0%Unlock

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 18.70%
Dividend Yield
1.40%
Industry Median 4.25%
Annualized payout
2.80
Paid quarterly
5-Years Growth
+10.24%
Growth Streak

Earnings

Latest Release
Apr 23, 2025
EPS / Forecast
4.25 / 3.35
Revenue / Forecast
4.25B / 4.23B
EPS Revisions
Last 90 days

DFS Income Statement

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