Erste Bank Polska SA (EBP)

Currency in PLN
778.40
+9.00(+1.17%)
Closed·
High dividend Yield
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Fair Value
Day's Range
763.60786.40
52 wk Range
476.50817.60
Key Statistics
Bid/Ask
778.20 / 778.80
Prev. Close
778.4
Open
780
Day's Range
763.6-786.4
52 wk Range
476.5-817.6
Volume
87.57K
Average Volume (3m)
75.44K
1-Year Change
56.5567%
Fair Value
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Fair Value Upside
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EBP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
733.92
Downside
-5.71%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

Erste Bank Polska SA News & Analysis

Show more

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Buy
Technical Indicators
Strong Buy
Moving Averages
Buy

Analyst Ratings

1 Buy
8 Hold
0 Sell
Ratings:
9 analysts
Overall Consensus
Neutral

Analysts 12-Month Price Target:

Average 733.92
(-5.71% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Morgan Stanley
Buy12.30-98.42%12.10MaintainApr 30, 2026
Morgan Stanley
Hold12.10-98.45%11.50MaintainFeb 26, 2026
JPMorgan
Hold553.00-28.96%533.00UpgradeDec 11, 2025
Morgan Stanley
Buy11.00-98.59%10.00MaintainNov 24, 2025

Erste Bank Polska SA Earnings Call Summary for Q3/2026

  • Erste Bank Polska Q3 EPS of $14.02 missed forecasts by 7.34%; revenue of $4.1B slightly beat estimates, stock fell 4.51% to $775.8.
  • Nine-month net profit reached PLN 3.691B despite 51% surge in corporate tax; Q3 net interest income rose 6.5% quarter-over-quarter to PLN 3.3B.
  • Customer deposits grew 14% YoY to PLN 252B; gross loan portfolio expanded 11% to PLN 183B with strong momentum in consumer and SME segments.
  • Management guided 2027 loan growth in high single to double digits; cost of risk expected at 30-40 bps assuming stable macro conditions.
  • Rebranding to Erste lifted brand awareness from 3% to 35%; bank maintains strong capital ratios with Tier 1 above 18% and ROE of 16%.
Last Updated: 11/01/2026, 05:40 PM
Read Full Transcript

Earnings

Latest Release
Oct 30, 2026
EPS / Forecast
15.59 / 15.13
Revenue / Forecast
4.01B / 4.09B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 50.57
Dividend Yield
6.50%
Industry Median 2.38%
Annualized payout
49.98
Paid annually
5-Years Growth
+17.75%
Growth Streak

EBP Income Statement

Compare EBP to Peers and Sector

Metrics to compare
EBP
Peers
Sector
Relationship
P/E Ratio
15.2x12.0x9.1x
PEG Ratio
−35.040.100.03
Price/Book
2.4x1.6x1.0x
Price / LTM Sales
5.0x3.6x2.8x
Upside (Analyst Target)
−5.7%3.6%17.2%
Fair Value Upside
Unlock−8.0%2.7%Unlock

Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mutual funds, including pension schemes and various investment programmes; and tourist/travel, motor, and home insurance products, as well as bancassurance products. In addition, the company offers foreign exchange, bank guarantees, and foreign letter of credit. The company was formerly known as Santander Bank Polska S.A. and changed its name to Erste Bank Polska S.A. in April 2026. Erste Bank Polska S.A. was founded in 1857 and is headquartered in Warsaw, Poland.

Sector
Financial
Employees
10239
Market
Poland

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
31.47M30.79%23.97B
Other Institutional Investors
59.79M58.51%45.55B
Public Companies & Retail Investors
10.93M10.70%8.33B
Total
102.19M100.00%77.85B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Erste Group Bank AG49.00%50,072,76338,145,431
Banco Santander, S.A.9.70%9,911,3857,550,493

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FAQ

What Is the Erste Bank Polska (EBP) Stock Price Today?

The Erste Bank Polska stock price today is 778.40 PLN.

What Stock Exchange Does Erste Bank Polska Trade On?

Erste Bank Polska is listed and trades on the Warsaw Stock Exchange.

What Is the Stock Symbol for Erste Bank Polska?

The stock symbol for Erste Bank Polska is "EBP."

Does Erste Bank Polska Pay Dividends? What’s The Current Dividend Yield?

The Erste Bank Polska dividend yield is 6.5%%.

What Is the Erste Bank Polska Market Cap?

As of today, Erste Bank Polska market cap is 79.54B PLN.

What Is Erste Bank Polska's Earnings Per Share (TTM)?

The Erste Bank Polska EPS (TTM) is 50.57.

When Is the Next Erste Bank Polska Earnings Date?

Erste Bank Polska will release its next earnings report on Feb 03, 2027.

From a Technical Analysis Perspective, Is EBP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Neutral.

How Many Times Has Erste Bank Polska Stock Split?

Erste Bank Polska has split 0 times.

How Many Employees Does Erste Bank Polska Have?

Erste Bank Polska has 10239 employees.

What is the current trading status of Erste Bank Polska (EBP)?

As of Nov 05, 2026, Erste Bank Polska (EBP) is trading at a price of 778.40 PLN, with a previous close of 778.40 PLN. The stock has fluctuated within a day range of 763.60 PLN to 786.40 PLN, while its 52-week range spans from 476.50 PLN to 817.60 PLN.

What Is Erste Bank Polska (EBP) Price Target According to Analysts?

The average 12-month price target for Erste Bank Polska is 733.92 PLN, with a high estimate of 880 PLN and a low estimate of 570 PLN. 1 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Neutral. The stock has an -5.71% Downside potential.
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