Vietnam Technological And Commercial Joint Stock Bank (TCB)

Currency in VND
33,800.0
-400.0(-1.17%)
Closed·
Earnings results expected today
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Fair Value
Day's Range
33,800.034,200.0
52 wk Range
27,766.337,413.5
Key Statistics
Bid/Ask
33,800.00 / 33,850.00
Prev. Close
33,800
Open
34,200
Day's Range
33,800-34,200
52 wk Range
27,766.3-37,413.5
Volume
18.1M
Average Volume (3m)
16.63M
1-Year Change
-4.403%
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
40,916.9
Upside
+21.06%
Members' Sentiments
Bearish
Bullish
ProTips
Quickly burning through cash

Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Neutral
Technical Indicators
Sell
Moving Averages
Neutral

Analyst Ratings

13 Buy
1 Hold
0 Sell
Ratings:
14 analysts
Overall Consensus
Strong Buy

Analysts 12-Month Price Target:

Average 40,916.9
(+21.06% Upside)

Vietnam Technological And Commercial Joint Stock Bank Earnings Call Summary for Q3/2026

  • Techcombank reported record Q3 profit before tax of VND 10 trillion, up 25.8% YoY; nine-month profit rose 23.7% to VND 28.9 trillion.
  • Net interest margin improved to 3.5% from 3.4% in Q2; fee income surged 40% YoY driven by insurance, trade finance, and FX services.
  • Cost-to-income ratio fell to 30.5% from 32%; credit growth reached 16.3% YTD while NPL ratio remained stable at 1.36% including CIC impacts.
  • Management expects FY2026 credit growth at or above 2025 levels, NIM to hold around 3.5%, and NII to post robust double-digit growth.
  • Strategic initiatives include Techcom Wealth for high-net-worth clients, infrastructure financing via originate-to-distribute model, and digital expansion.
Last Updated: 10/22/2026, 01:50 PM
Read Full Transcript

Earnings

Latest Release
Oct 26, 2026
EPS / Forecast
1,120.00 / 1,010.58
Revenue / Forecast
25.58T / 15.75T
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4,037
Dividend Yield
2.05%
Industry Median 2.03%
Annualized payout
700.00
Paid annually
5-Years Growth
-
Growth Streak

TCB Income Statement

Compare TCB to Peers and Sector

Metrics to compare
TCB
Peers
Sector
Relationship
P/E Ratio
8.5x8.5x9.2x
PEG Ratio
0.280.340.03
Price/Book
1.3x1.3x1.0x
Price / LTM Sales
4.3x3.8x2.8x
Upside (Analyst Target)
19.6%23.9%20.3%
Fair Value Upside
Unlock9.1%4.0%Unlock

Vietnam Technological and Commercial Joint Stock Bank provides personal and corporate banking products and services in Vietnam and internationally. The company offers personal banking products and services, such as current accounts, foreign currency accounts, escrow account, and overdraft accounts; flexible and term deposits; certificates of deposit; car, home, and consumer loans; credit and debit cards; overseas money transfer and CDM services; and home, car, and health insurance, as well as group health insurance for business. It also provides corporate banking products and services comprising capital, trading custodial, and real estate custodial accounts; payment, collection, liquidity, deposit, and account management services; letter of credit; solution packages; working capital loans, medium and long-term loans, and supply chain financing; import, export, and domestic trade finance services; and digital banking services. In addition, the company offers foreign exchange services, including spot and forward trade, and foreign exchange swaps; corporate management services; bank guarantee; corporate bonds services; and interest rate derivatives, foreign exchange derivatives, and structured products, as well as ATM services. Further, it provides online and mobile banking services. The company operates through representative offices and transaction offices for individual, small enterprises, and large corporate customers, as well as investors. Vietnam Technological and Commercial Joint Stock Bank was incorporated in 1993 and is headquartered in Hanoi, Vietnam.

Sector
Financial
Employees
13277
Market
Vietnam

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
515.73M7.28%17.64T
Other Institutional Investors
54.09M0.76%1.85T
Public Companies & Retail Investors
6.52B91.96%222.86T
Total
7.09B100.00%242.35T

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Capital Research and Management Company0.93%65,810,4732,250,718,177
Viet Fund Management Company0.86%60,875,8502,081,954,070

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FAQ

What Is the Techcombank (TCB) Stock Price Today?

The Techcombank stock price today is 33,800.0 VND.

What Stock Exchange Does Techcombank Trade On?

Techcombank is listed and trades on the Ho Chi Minh City Stock Exchange.

What Is the Stock Symbol for Techcombank?

The stock symbol for Techcombank is "TCB."

Does Techcombank Pay Dividends? What’s The Current Dividend Yield?

The Techcombank dividend yield is 2.0%%.

What Is the Techcombank Market Cap?

As of today, Techcombank market cap is 239.51T VND.

What Is Techcombank's Earnings Per Share (TTM)?

The Techcombank EPS (TTM) is 4,037.

From a Technical Analysis Perspective, Is TCB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.

How Many Times Has Techcombank Stock Split?

Techcombank has split 3 times.

How Many Employees Does Techcombank Have?

Techcombank has 13277 employees.

What is the current trading status of Techcombank (TCB)?

As of Oct 26, 2026, Techcombank (TCB) is trading at a price of 33,800.0 VND, with a previous close of 33,800.0 VND. The stock has fluctuated within a day range of 33,800.0 VND to 34,200.0 VND, while its 52-week range spans from 27,766.3 VND to 37,413.5 VND.

What Is Techcombank (TCB) Price Target According to Analysts?

The average 12-month price target for Techcombank is 40,916.9 VND, with a high estimate of 44300 VND and a low estimate of 37400 VND. 13 analysts recommend buying the stock, while 0 suggest selling, leading to an overall rating of Strong Buy. The stock has an +21.06% Upside potential.
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