EFU General Insurance Limited engages in the non-life insurance business in Pakistan. The company operates through four segments: Fire and Property Damage; Marine, Aviation and Transport; Motor; and Miscellaneous. The Fire and Property Damage segment offers insurance contracts primarily to compensate the participants for damage suffered due to fire, earthquake, riots / strike, explosion, atmospheric disturbance, flood, electric fluctuation and impact, burglary, loss of profit followed by the incident of fire, contractor’s all risk, erection all risk, machinery, breakdown and boiler damage, and etcetera. The Marine, Aviation, and Transport segment provides coverage against loss and damage to goods in transit by any means of conveyance, physical loss or damage to aircraft, ships, and liabilities to third parties and passengers arising from their use. The Motor segment offers indemnity for accidental damage to or total loss of insured vehicle, including loss of or damage to third party and other comprehensive car coverage. The Miscellaneous segment includes cover against burglary, loss of cash in safe, cash in transit, cash on counter, fidelity guarantee, personal accident, workmen compensation, travel loss, crop damage, mobilization and performance bond, public liabilities, livestock loss, bankers and other financial institutions packages, product liabilities, and professional indemnity etcetera. The company also operates a Window Takaful business. It serves commercial and individual clients. EFU General Insurance Limited was incorporated in 1932 and is headquartered in Karachi, Pakistan.
Metrics to compare | EFUI | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipEFUIPeersSector | |
|---|---|---|---|---|
P/E Ratio | 4.5x | 5.3x | 9.8x | |
PEG Ratio | 0.09 | 0.04 | 0.03 | |
Price/Book | 0.9x | 0.8x | 1.0x | |
Price / LTM Sales | 0.2x | 0.8x | 2.8x | |
Upside (Analyst Target) | - | 0.0% | 20.0% | |
Fair Value Upside | Unlock | 14.4% | 2.7% | Unlock |