Union Bank of the Philippines (UBP)

Philippines
Currency in PHP
34.10
-0.15(-0.44%)
Closed·
UBP Scorecard
Full Analysis
Trading at a low P/E ratio relative to near-term earnings growth
UBP is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
34.0034.50
52 wk Range
32.0043.80
Key Statistics
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Bid/Ask
34.10 / 34.10
Prev. Close
34.25
Open
34.5
Day's Range
34-34.5
52 wk Range
32-43.8
Volume
51.6K
Average Volume (3m)
88.03K
1-Year Change
1.34%
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
42.15
Upside
+23.60%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
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Union Bank of the Philippines Company Profile

Union Bank of the Philippines, together with its subsidiaries, provides commercial banking products and services in the Philippines. It operates through Consumer Banking, Institutional Banking, Mass Market/Digital Banking, Treasury Banking, and Trust and Insurance segments. The company offers savings, currency, and checking accounts; time deposits; personal, auto, mortgage, and quick loans; debit, credit, and corporate credit cards; bancassurance products; commercial banking; cash management, retail banking, capital markets, corporate and consumer finance, investment management and trust banking services; SME banking solutions; wealth; and treasury products. It also provides customer deposits, funds transfer facilities, and consumer type loans, such as personal, automobiles, and mortgage financing, and credit card facilities. In addition, the company offers mass market financial products and services such as salary, pension, seafarer, motorcycle, company, and LGU salary loans, and traditional deposits; retail financial products, including deposits and loans, on secure digital banking platform; liquidity and funding requirements; and handling transactions in the financial markets covering foreign exchange and fixed income trading, and investments and derivatives products; and trust, asset management, and fiduciary services. Further, it provides insurance and securities brokerage; foreign currency trading and remittance; data processing; venture capital products; and financial products marketing services, as well as acts as a thrift banker and agent for insurance and financial products. It serves retail, corporate, middle market, and institutional customers, and small and medium enterprises. The company was formerly known as Union Savings and Mortgage Bank and changed its name to Union Bank of the Philippines in January 1982. The company was incorporated in 1968 and is based in Pasig, the Philippines.

Sector
Financial
Employees
5482

Compare UBP to Peers and Sector

Metrics to compare
UBP
Peers
Sector
Relationship
P/E Ratio
9.5x5.4x8.9x
PEG Ratio
0.420.210.03
Price/Book
0.6x0.6x1.0x
Price / LTM Sales
1.9x2.0x2.7x
Upside (Analyst Target)
21.7%13.0%11.9%
Fair Value Upside
Unlock1.7%3.1%Unlock

Analyst Ratings

2 Buy
4 Hold
0 Sell
Ratings:
6 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 42.15
(+23.60% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 3.75%
Dividend Yield
2.93%
Industry Median 3.72%
Annualized payout
1.00
Paid annually
5-Years Growth
-14.63%
Growth Streak

Earnings

Latest Release
Apr 28, 2025
EPS / Forecast
0.4321 / 1.28
Revenue / Forecast
19.44B / 20.81B
EPS Revisions
Last 90 days

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FAQ

What Is the Union Bank (UBP) Stock Price Today?

The Union Bank stock price today is 34.10

What Stock Exchange Does Union Bank Trade On?

Union Bank is listed and trades on the Philippines Stock Exchange stock exchange.

What Is the Stock Symbol for Union Bank?

The stock symbol for Union Bank is "UBP."

Does Union Bank Pay Dividends? What’s The Current Dividend Yield?

The Union Bank dividend yield is 2.93%.

What Is the Union Bank Market Cap?

As of today, Union Bank market cap is 113.09B.

What Is Union Bank's Earnings Per Share (TTM)?

The Union Bank EPS (TTM) is 3.75.

When Is the Next Union Bank Earnings Date?

Union Bank will release its next earnings report on Aug 04, 2025.

From a Technical Analysis Perspective, Is UBP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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