The Empire Life Insurance Company, together with its subsidiaries, underwrites life and health insurance policies to individuals, professionals, and businesses in Canada. It operates through Wealth Management, Individual Insurance, and Group Solutions segments. The Wealth Management segment provides segregated funds, mutual funds, guaranteed interest rate annuities, and annuities providing income for life. The Individual Insurance segment provides non-participating and participating individual life and health insurance products. The Group Solution segment offers group benefit plans to employers for medical, dental, extended health, disability, life, critical illness, and accidental death and dismemberment insurance coverage, as well as creditor insurance products. It offers its products through a network of independent financial advisors, managing general agents, and national account firms. The company was incorporated in 1923 and is based in Kingston, Canada. The Empire Life Insurance Company operates as a subsidiary of E-L Financial Services Limited.