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Discover Financial stock rating downgraded amid Capital One acquisition

EditorNatashya Angelica
Published 02/22/2024, 12:18 AM
© Reuters.
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Wednesday, an analyst from RBC Capital changed the rating for Discover Financial Services (NYSE: NYSE:DFS), moving it from Outperform to Sector Perform. This adjustment comes in the wake of Discover's recent announcement that they will be acquired by Capital One in a substantial $35 billion all-stock transaction. The price target for Discover has been raised to $140.00, up from the previous $117.00.

The announcement of the acquisition was made last evening, marking a significant development for both Discover and Capital One. The RBC Capital analyst believes the merger holds numerous strategic and financial advantages for the new combined entity. In light of this merger news, the analyst has aligned the firm's rating to reflect the upcoming changes in Discover's operational structure and market position.

The upgraded price target to $140.00 from the earlier $117.00 by RBC Capital is indicative of the potential value seen in the merger deal. The adjustment suggests a positive outlook on the financial impact of the agreement on Discover's stock value.

Discover Financial Services, known for its credit card services and consumer banking products, is poised to join forces with Capital One, another heavyweight in the financial sector. This merger is expected to enhance the capabilities and reach of both companies in the competitive financial services landscape.

The all-stock deal valued at $35 billion is a significant move in the industry and is anticipated to bring about a range of synergies for the combined corporation. As the market absorbs the details of this major financial sector merger, the newly assigned Sector Perform rating by RBC Capital reflects a neutral stance on the prospects of Discover's stock in the immediate future.

InvestingPro Insights

Amid the news of Discover Financial Services' (NYSE: DFS) impending acquisition by Capital One, investors and analysts are closely monitoring the company's performance metrics and management strategies. According to InvestingPro data, Discover boasts a market capitalization of approximately $30.73 billion, reflecting its significant presence in the financial services industry. The company's Price to Earnings (P/E) ratio stands at 10.7 on a last twelve months basis as of Q4 2023, suggesting a potentially attractive valuation relative to earnings.

Moreover, Discover has demonstrated solid financial growth, with a revenue increase of 17.7% over the last twelve months as of Q4 2023. This growth is complemented by a robust gross profit margin of 71.47%, indicating effective cost management and strong profitability. Additionally, the company's stock has experienced a significant return over the last week, with a 14.03% price total return, which aligns with the positive sentiment surrounding the merger announcement.

Two InvestingPro Tips worth noting are that Discover has been actively engaging in share buybacks, which can often signal management's confidence in the company's future. Furthermore, Discover has a history of rewarding shareholders, having raised its dividend for 13 consecutive years—a trend that is likely to be viewed favorably by income-focused investors.

For those interested in a deeper analysis of Discover Financial Services and additional InvestingPro Tips, there are 11 more tips available on InvestingPro. And for a limited time, use the coupon code PRONEWS24 to get an additional 10% off a yearly or biyearly Pro and Pro+ subscription.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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