30-year mortgage rates rise to 6.85%, says Freddie Mac

Published 12/27/2024, 01:06 AM
FMCC
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Freddie Mac (OTC:FMCC)'s Chief Economist, Sam Khater, commented on the current state of the housing market, noting a small improvement in new and existing home sales but emphasizing the persistent issue of housing undersupply. Khater expressed optimism that a strong economy could build momentum into the new year and potentially increase purchase activity. The company's stock has shown significant volatility, with a beta of 2.07, suggesting higher sensitivity to market movements than average. The company's stock has shown significant volatility, with a beta of 2.07, suggesting higher sensitivity to market movements than average.

Freddie Mac's Chief Economist, Sam Khater, commented on the current state of the housing market, noting a small improvement in new and existing home sales but emphasizing the persistent issue of housing undersupply. Khater expressed optimism that a strong economy could build momentum into the new year and potentially increase purchase activity. The company's stock has shown significant volatility, with a beta of 2.07, suggesting higher sensitivity to market movements than average.

Freddie Mac's Chief Economist, Sam Khater, commented on the current state of the housing market, noting a small improvement in new and existing home sales but emphasizing the persistent issue of housing undersupply. Khater expressed optimism that a strong economy could build momentum into the new year and potentially increase purchase activity.

The PMMS® is tailored to track conventional, conforming home purchase loans for borrowers who place a 20 percent down payment and possess excellent credit. Freddie Mac, a public government-sponsored enterprise, has the mission to stabilize and make housing more accessible across various economic cycles. Since its inception in 1970, Freddie Mac has aided tens of millions of families in buying, renting, or maintaining their homes.

These mortgage rate figures are based on a press release statement from Freddie Mac. The reported rates reflect the cost of borrowing for homebuyers and homeowners looking to refinance, which can influence the real estate market and consumer purchasing power. As rates fluctuate, they can affect monthly mortgage payments and the overall affordability of housing in the United States.

In other recent news, Freddie Mac announced a dip in 30-year mortgage rates, marking the third consecutive week of declines. The 30-year fixed-rate mortgage (FRM) averaged 6.60 percent, a drop from the previous week's average. The 15-year fixed-rate mortgage also saw a reduction, averaging 5.84 percent, down from last week's 5.96 percent. These are recent developments in the financial services industry.

However, Freddie Mac reported a loss in the third quarter of 2024, falling short of analyst estimates. The company posted a loss of -$0.02 per share for the third quarter, a significant decline from the same period the previous year. Despite this, Freddie Mac's revenue for the quarter significantly surpassed expectations, coming in at $5.84 billion, a figure that exceeded the analyst estimate of $3.61 billion.

In other related news, the 30-year fixed-rate mortgage rate has reached 6.72 percent, marking the highest level since early August. The company's Chief Economist, Sam Khater, noted the potential for continued rate volatility due to upcoming economic events, the 2024 election, and the Federal Reserve's interest rate decision. These are recent developments that highlight Freddie Mac's financial performance and market conditions in a volatile economic environment.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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