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PG&E $11 Billion Insurance Pact Sets Up Clash With Fire Victims

Published 09/14/2019, 03:24 AM
Updated 09/14/2019, 04:02 AM
© Reuters.  PG&E $11 Billion Insurance Pact Sets Up Clash With Fire Victims

(Bloomberg) -- Bankrupt California utility giant PG&E Corp. resolved a key battle by agreeing to pay $11 billion to settle insurance claims from wildfires blamed on its equipment. An even bigger struggle looms.

The settlement with insurance carriers and investors puts to rest a dispute with a group holding about 85% of insurance claims PG&E faces from deadly blazes in 2017 and 2018. The coalition, which includes Seth Klarman’s Baupost Group LLC, had sought to wrest control of PG&E’s bankruptcy by presenting its own reorganization plan.

PG&E shares climbed as much as 10% on news of the agreement, which still needs approval from the bankruptcy court.

While the move is a step forward for PG&E, the utility faces an even more crucial negotiation with thousands of wildfire victims who lost homes, businesses or loved ones and claim they’re owed about $40 billion. PG&E has proposed capping those payouts at $8.4 billion. A spokesman for the fire victims blasted the utility’s settlement with insurance companies.

“This is just a blatant move on their part to help wealthy hedge funds and Wall Street,” Patrick McCallum, co-chair of Up From the Ashes, a wildfire victims group. “They are more worried about their stock price and the hedge funds that hold their stock than the victims.”

The claims for individual fire victims are pending in state and federal and court. They could take months to resolve.

A PG&E spokeswoman said the settlement is “another step” toward honoring its commitments to those affected by wildfires. “We remain committed to working with the individual plaintiffs to fairly and reasonably resolve their claims and will continue to work to do so,’’ PG&E spokeswoman Lynsey Paulo said.

PG&E filed for Chapter 11 in January, facing billions of dollars in liabilities from wildfires blamed on the company’s equipment that devastated parts of Northern California in 2017 and 2018. They killed more than 100 people and destroyed tens of thousands of structures.

The $11 billion PG&E is agreeing to pay the insurance companies includes liabilities from the deadly 2017 Tubbs Fire that raged in California Wine Country, a utility spokeswoman said. The total settlement exceeds the $8.5 billion PG&E proposed for insurance claims in the reorganization plan it filed this week. The company now plans to file a revised plan with the bankruptcy court.

The deal is apt to strengthen PG&E’s control over its bankruptcy, said Negisa Balluku, a Bloomberg Intelligence litigation analyst. “The settlement, however, leaves open questions of wildfire victim recoveries,” she said in a research note.

What Bloomberg Intelligence Says

“PG&E’s newly announced $11 billion settlement with a group of insurance subrogation claimants, which includes Baupost Group, likely bolsters the utility’s grip on the reorganization process.”-- Negisa Balluku, litigation analystClick here to view the research

The group of insurance carriers and investors claim that PG&E owes them a total of $20 billion. In a statement, the group said that it “hopes this compromise will pave the way for a plan of reorganization that allows PG&E to fairly compensate all victims and emerge from Chapter 11 by the June 2020 legislative deadline.”

Baupost stands to gain at least $570 million from the settlement. In November, the firm bought $1 billion in legal claims insurers held against PG&E, paying about 35 cents on the dollar, people familiar with the matter said. The settlement Friday implies a payout of roughly 55 cents on the dollar for Baupost, which is also PG&E’s third-largest shareholder.

The agreement is PG&E’s second major settlement of wildfire claims. In June, the company reached a $1 billion deal with 18 towns and other local governments to settle claims from blazes in 2015, 2017 and 2018.

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