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Blockchain’s Future in Finance Faces Hurdles, Shows Promise

Published 10/23/2023, 01:04 PM
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In the week leading up to today, the future of blockchain technology in finance has been subject to speculation following the fall of FTX and initiatives like the Australian Stock Exchange's project. This has raised questions about blockchain's viability in the financial sector despite its potential for transparency and security, as emphasized by David Treat from Accenture (NYSE:ACN).

In the aftermath of the crash, Robert Ruark from KPMG noted a retreat in investments in blockchain. Despite these challenges, Accenture remains optimistic about the progress of blockchain projects in traditional financial markets.

Today, regulatory hurdles and liquidity issues are cited as significant barriers to blockchain adoption in financial markets. The immediate growth areas for blockchain include trade settlement and processing. In response to these developments, Chainlink is developing software to connect blockchains with external data and has tested an inter-blockchain value transfer system with Swift.

Citigroup (NYSE:C) is currently testing a project for the tokenization of cash into digital tokens. JPMorgan is also processing transactions using a blockchain-based network, indicating an ongoing interest from major financial institutions in exploring this technology.

Blythe Masters, a former JPMorgan executive who led Digital Asset Holdings in 2015, had indicated a potential shift towards blockchain in finance. However, eight years later, such firms have struggled to make significant progress beyond cryptocurrencies. Following her tenure at Digital Assets, Masters joined the rescue effort for Credit Suisse.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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