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Visa enhances merchant services for digital and in-store shopping

Published 04/17/2024, 07:48 PM
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SAN FRANCISCO - Visa Inc . (NYSE: NYSE:V), a prominent player in the digital payments industry, has announced enhancements to its merchant services to support the growing 'Click-and-Mortar' shopping trend, where consumers utilize digital features for both online and in-store purchases. The company is introducing new solutions aimed at simplifying the payment experience for merchants while accommodating consumer expectations for seamless transactions.

The Visa Acceptance Solutions suite is designed to assist businesses in offering a variety of payment options without adding complexity to their operations. A notable addition is the Visa Acceptance Platform's Developer Assist, an AI-powered tool intended to facilitate the creation of sophisticated payment flows for partners.

This platform is currently connected to over 100 independent software vendors and is utilized by more than 450,000 active merchants monthly across 160 countries.

In an effort to cater to small and medium-sized businesses (SMBs), Visa has also revamped the user interface of Authorize.net. This update aims to streamline business operations and enhance user experience with new dashboards, workspaces, and smart search functionalities.

Another significant development is the expansion of mobile acceptance through Visa's Tap-to-Phone technology, which enables sellers to accept contactless payments via certified smartphones. This technology is now live in 121 countries, boasting over 6.7 million active terminals and facilitating more than $8.5 billion in payment volume over a 12-month period.

The information for this article is based on a press release statement from Visa.

InvestingPro Insights

As Visa Inc. (NYSE: V) continues to innovate in the digital payments space, the company's financial health and market position remain pivotal for investors. According to real-time data from InvestingPro, Visa's market capitalization stands at a robust $439.37 billion, reflecting its significant presence in the financial services industry. The company's Price/Earnings (P/E) ratio is currently at 31.32, which indicates a premium valuation that investors are willing to pay for its earnings, potentially due to Visa's strong brand and market share.

InvestingPro Tips reveal that Visa has a perfect Piotroski Score of 9, suggesting that the company is financially stable and has healthy operations. Additionally, Visa has demonstrated a commitment to shareholder returns, having raised its dividend for 16 consecutive years. This consistent dividend growth, combined with a current yield of 0.75%, could be attractive for income-focused investors.

With a high Gross Profit Margin of 97.78% over the last twelve months as of Q1 2024, Visa showcases its ability to retain a significant portion of its revenue as gross profit. This efficiency is a testament to the company's strong operational model and pricing power within the payments industry.

For investors seeking further insights, InvestingPro offers additional tips on Visa and other companies in the financial services sector. With the use of coupon code PRONEWS24, readers can get an additional 10% off a yearly or biyearly Pro and Pro+ subscription, unlocking a wealth of financial data and expert analysis to inform their investment decisions.

For more detailed analysis and metrics on Visa, including the company's future profitability and stock performance, visit https://www.investing.com/pro/V. There are numerous additional InvestingPro Tips available, providing a comprehensive view of the company's financial health and market potential.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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