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B.Riley sees limited upside in Gladstone Capital stock despite strong fundamentals

EditorEmilio Ghigini
Published 10/23/2024, 03:44 PM
GLAD
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On Wednesday, B.Riley initiated coverage of Gladstone Capital (NASDAQ:GLAD) Corporation (NASDAQ:GLAD) stock with a Neutral rating and a 12-month price target of $23.00. The firm's analysis suggests that while GLAD has demonstrated strong fundamental performance, its current premium valuation reflects this success and may limit further price growth.

The B.Riley analyst pointed out that the $23 price target is based on a weighted average of multiple price-to-net asset value (P/NAV) scenarios. The target assumes that Gladstone Capital should trade at a P/NAV of 114%, a slight decrease from the current level of 125%. This adjustment aligns with the firm's below-consensus Net Investment Income (NII) per share estimate of $1.91 for the fiscal year 2025, which is lower than the consensus estimate of $2.08.

The analyst's projection takes into account the potential impact of higher short-term interest rates and net originations on the company's performance. The forecast is conservative compared to market consensus, which may be factoring in a more aggressive interest rate and origination environment.

In the broader market context, Gladstone Capital's peers in the lower-middle-market business development company (BDC) sector show varied P/NAV ratios. Fidus Investment (NASDAQ:FDUS) with a Neutral rating and a $21.50 price target, Saratoga Investment (NYSE:NYSE:SAR) also Neutral with a $25 price target, and Stellus Capital (NYSE:NYSE:SCM) Neutral at a $13 price target trade at 101%, 90%, and 107% of NAV, respectively.

B.Riley's initiation of coverage and the set price target provide investors with a comparative assessment of Gladstone Capital's valuation within its peer group, taking into account the company's historical performance and projected financial metrics.

In other recent news, Gladstone Capital Corporation has announced several significant developments. The business development company has entered into a new Equity Distribution Agreement with Jefferies LLC and Huntington Securities, Inc., allowing for the issuance of up to $150 million in common stock. This move follows the termination of a previous agreement and is part of a broader strategy to raise capital for operations and investments.

In addition, Gladstone Capital has expanded its borrowing capacity through its subsidiary, Gladstone Business Loan, LLC, amending its existing credit agreement and increasing its commitment from Webster Bank, N.A. from $40 million to $65 million. This adjustment, which introduces an additional $25 million in borrowing capacity, could potentially offer the firm greater financial flexibility for future investments or operations.

Furthermore, the company has disclosed its Q3 financial results, revealing a modest funding of $46 million and a steady yield of 13.9% on its investment portfolio. Despite a 2.2% decrease in total interest income to $23.2 million, the company's net investment income saw a 15% rise to $12.4 million. Amidst moderate refinancing activity and potential sale transactions, Gladstone Capital remains ready to capitalize on investment opportunities, especially in the private equity market.

InvestingPro Insights

Gladstone Capital Corporation's (NASDAQ:GLAD) financial health and market position are further illuminated by recent data from InvestingPro. The company's P/E ratio of 6.95 suggests it may be undervalued relative to its earnings, which aligns with B.Riley's analysis of GLAD's strong fundamental performance. This is complemented by a significant dividend yield of 8.04%, underscoring GLAD's commitment to shareholder returns.

InvestingPro Tips highlight that GLAD has raised its dividend for 3 consecutive years and has maintained dividend payments for 24 consecutive years. This consistent dividend policy supports B.Riley's observation of GLAD's strong performance and may contribute to its premium valuation.

The company's revenue growth of 22.95% over the last twelve months indicates robust business expansion, which could influence future earnings potential. Additionally, GLAD is trading near its 52-week high, with its current price at 97.43% of the 52-week peak, reflecting investor confidence in line with B.Riley's neutral stance.

For investors seeking a deeper understanding of GLAD's financial position, InvestingPro offers 6 additional tips that could provide valuable insights into the company's prospects and valuation metrics.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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